Under Contract
8876 Swancrest Drive, Saginaw, MI 48609
$435,000
MLS # 26023601 (Michigan Regional Information Center (MichRIC))
4 beds4 baths3,958 sqftBuilt 20000.32 acres
1 / 68
Listing Description
Located in desirable Thomas Township and meticulously maintained by its original owner since being built in 2000, this move-in ready home offers space, functionality, and a backyard setup that is hard to find. Featuring 4 bedrooms, 3 full bathrooms, 1 half bath, and a finished basement, the layout is ideal for both everyday living and entertaining. The primary suite is located on the main level, with 3 additional bedrooms and a full bathroom upstairs. Multiple living spaces, including both a living room and family room, create a functional and flexible floorplan. An oversized mud room/laundry room adds additional convenience and storage space. The finished basement provides a great extension of the home's living space--perfect for entertaining, a second living area, home gym, or playroom. Outside, enjoy a spacious and fully fenced .3-acre backyard complete with a pool, oversized driveway, and plenty of room to relax, host, or play.
Source: SparkMLS
About this home
4-bedroom, 4-bath, 3,958 sq ft home in Thomas Township in Saginaw built in 2000.
Asking $435,000 (about $110/sq ft).
Annual property taxes run approximately $4,922 ($410/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area3,958 sqft
Lot Size0.32 acres
Year Built2000
Stories2
Location
CitySaginaw
MunicipalityThomas Twp
Zip Code48609
CountySaginaw
School DistrictSwan Valley
Construction & Systems
StyleColonial
ConstructionVinyl Siding
BasementFull
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorGarage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/21/2026
Terms AcceptedCash, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,922
Tax Year2025
Assessed Value$125,413
Parcel #28123263314000
Source: SparkMLS
Legal Description
LOT 14 SPRINGFIELD ESTATES PART OF SW 1/4 SEC 26 T12N R3E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cody Maldonado
Howard Hanna Real Estate
Frequently Asked Questions about 8876 Swancrest Drive, Saginaw, MI 48609
Which school district serves 8876 Swancrest Drive, Saginaw, MI 48609?
Per MLS# 26023601, 8876 Swancrest Drive, Saginaw, MI 48609 is in the Swan Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Swan Valley directly to confirm enrollment eligibility.
What financing options are available for 8876 Swancrest Drive, Saginaw, MI 48609?
Per MLS# 26023601, this listing accepts Cash, VA Loan, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 8876 Swancrest Drive, Saginaw, MI 48609?
Per public tax records, annual property taxes for this property are $4,922 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 8876 Swancrest Drive, Saginaw, MI 48609 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 8876 Swancrest Drive, Saginaw, MI 48609 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 8876 Swancrest Drive, Saginaw, MI 48609?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Thomas Twp police department or the Saginaw County sheriff's office.
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Monthly payment$2,821
Principal & interest$2,821
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8876 Swancrest Drive, Saginaw, MI 48609
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Municipality
Thomas Township
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