Sold
8893 Anchor Bay Drive, Algonac, MI 48001
Sold on 12/09/2025 for$265,000
MLS # 20251033748 (Realcomp)
2 beds1 bath840 sqftBuilt 19450.14 acres
1 / 32
Listing Description
Prime canal location with stunning views of St. John's Marsh! This cottage, perfect as a year-round residence or vacation retreat, features a deep canal with boathouse, electric hoist, and steel seawall. Enjoy the large deck and enclosed porch for relaxing, entertaining, and watching boats and wildlife. Additional highlights include generous parking for up to five cars, a larger lot than most canal side homes, and pull down attic storage. Immediate occupancy available....move in and start enjoying waterfront living today!
Source: SparkMLS
About this home
Located in Clay Township in Algonac, this property offers 2-bedroom, 1-bath, 840 sq ft, with original construction dating to 1945.
Final sale price: $265,000 (about $315/sq ft).
Property tax estimate: $2,109 per year ($176/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Natural gas service is provided by SEMCO Energy Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 5 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area840 sqft
Lot Size0.14 acres
Year Built1945
Stories1
Location
CityAlgonac
MunicipalityClay Twp
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionAluminum Siding
BasementCrawl Space
Garage1 space
HeatingOther
WaterPublic
SewerPublic
Sale & Financing
Listed9/5/2025
Sold Date12/8/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,109
Parcel #74141180093000
Source: SparkMLS
Legal Description
LOT 298 ANCHOR BAY BEACH NO. 1 SEC 2 T2N R15E & SEC 35 T3N R15E
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Stacy Comment
DOBI Real Estate
Frequently Asked Questions about 8893 Anchor Bay Drive, Algonac, MI 48001
Which school district serves 8893 Anchor Bay Drive, Algonac, MI 48001?
Per MLS# 20251033748, 8893 Anchor Bay Drive, Algonac, MI 48001 is in the Algonac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Algonac directly to confirm enrollment eligibility.
What financing options are available for 8893 Anchor Bay Drive, Algonac, MI 48001?
Per MLS# 20251033748, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 8893 Anchor Bay Drive, Algonac, MI 48001?
Per public tax records, annual property taxes for this property are $2,109. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 8893 Anchor Bay Drive, Algonac, MI 48001 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 8893 Anchor Bay Drive, Algonac, MI 48001 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 8893 Anchor Bay Drive, Algonac, MI 48001. The maximum advertised download speed is 1.2 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 8893 Anchor Bay Drive, Algonac, MI 48001?
Per Michigan Public Service Commission service territory data: Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,615
Principal & interest$1,615
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
XfinityCable
1.2 GbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8893 Anchor Bay Drive, Algonac, MI 48001
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Municipality
Clay Township
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