For Sale
8923 W Toma Trail, Irons, MI 49644
$159,900
MLS # 26025108 (Michigan Regional Information Center (MichRIC))
2 beds1 bath640 sqftBuilt 19720.91 acres
1 / 34
Listing Description
You can't beat the location of this cozy 2-bedroom cabin--just a short walk (one block!) to public access on the Little Manistee River and tucked just off N Bass Lake Road. This nostalgic up-north getaway is full of charm, featuring an open-concept living/dining/kitchen area and fire place in the living room to complement the forced-air furnace. Enjoy peaceful evenings on the spacious front porch or watch the wildlife wander through the rolling, wooded backyard. The property includes a large barn and metal shed with electric, plus two additional smaller storage sheds--plenty of room for all your up-north toys and gear. Perfectly situated for year-round adventure, you're only 30 minutes west to the shores of Lake Michigan, 40 minutes to Ludington for shopping and dining, 18 minutes to Caberfae Ski Resort, and about 1.5 hours to Traverse City.
Source: SparkMLS
About this home
Located in Irons, this property offers 2-bedroom, 1-bath, 640 sq ft, with original construction dating to 1972.
Asking $159,900 (about $250/sq ft).
Property tax estimate: $2,272 per year ($189/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area640 sqft
Lot Size0.91 acres
Year Built1972
Stories1
Location
CityIrons
MunicipalityElk Twp
Zip Code49644
CountyLake
School DistrictKaleva-Norman-Dickso
Construction & Systems
StyleCabin
ConstructionWood Siding
BasementSlab
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorLP Tank Owned, Eat-in Kitchen
Sale & Financing
Listed5/26/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,272
Tax Year2024
State Equalized Value$48,000
Taxable Value$45,776
Assessed Value$45,776
Homestead (PRE)1%
Parcel #04-600-030-50
Source: Public Records
Legal Description
PART OF LOT 30 COM AT THE NW COR OF SAID LOT 30, TH S 250 FT, TH E 150 FT, TH N 250 FT, TH W 150 FT TO POB TOMA ACRES
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Audrey Taber
Irons Real Estate
Frequently Asked Questions about 8923 W Toma Trail, Irons, MI 49644
What school district is 8923 W Toma Trail, Irons, MI 49644 in?
Per MLS# 26025108, this property is served by Kaleva-Norman-Dickso. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 8923 W Toma Trail, Irons, MI 49644?
Per MLS# 26025108, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26025108, the most recent reported annual property tax for 8923 W Toma Trail, Irons, MI 49644 is $2,272 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 8923 W Toma Trail, Irons, MI 49644 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Elk Twp police department or the Lake County sheriff's office.
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Monthly payment$1,037
Principal & interest$1,037
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Utilities
Great Lakes Energy Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
8923 W Toma Trail, Irons, MI 49644
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