Sold
90 Mill Street, Lapeer, MI 48446
Sold on 06/29/2026 for$215,000
MLS # 20261007743 (Realcomp)
4 beds1 bath1,271 sqftBuilt 19000.3 acres
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Listing Description
Introducing 90 Mill Street — a distinctive residence where character and comfort come together in the heart of Lapeer. Perfectly positioned near downtown, this home offers a refined lifestyle that captures a rare "country quiet" atmosphere while remaining just minutes from the city's best amenities. From the moment you arrive, the home’s inviting presence is enhanced by updates completed in 2025, including brand-new siding, updated insulation, and a new roof. These structural enhancements ensure lasting energy efficiency and modern curb appeal. The exterior also features a large, expansive backyard—perfect for gardening, recreation, or summer hosting—along with a detached garage providing secure parking and additional storage. Inside, the layout flows effortlessly, with light-filled living areas that cater to both quiet relaxation and stylish entertaining. The kitchen serves as a warm gathering space, while well-proportioned bedrooms and flexible bonus spaces offer room for a home office or creative studio. Located in a peaceful pocket that feels tucked away from the hustle and bustle, you are actually just steps from local walking trails and the downtown movie theater. On Sundays, you can enjoy the vibrant community flea market, adding a touch of local charm to your weekend routine. This property presents a rare opportunity to enjoy the tranquility of a country-like setting and the ultimate convenience of being minutes from shopping, dining, and parks.
Source: SparkMLS
About this home
This 4-bedroom, 1-bath, 1,271 sq ft home built in 1900 sits in Lapeer in Lapeer.
Closed at $215,000 (about $169/sq ft).
Estimated annual property tax: $882, or about $74 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 2,000 Mbps from 9 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area1,271 sqft
Lot Size0.3 acres
Year Built1900
Stories2
Location
CityLapeer
Zip Code48446
CountyLapeer
School DistrictLapeer
Construction & Systems
ConstructionVinyl Siding
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed2/12/2026
Sold Date6/28/2026
Original Price$229,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$882
Parcel #L202760004000
Source: SparkMLS
Legal Description
CITY OF LAPEER ORIGINAL PLAT NE 1/4 SW'LY 100 FT OF NE'LY 110 FT OF LOTS 1 & 2 & NW'LY 20 FT OF SW'LY 100 FT OF NE'LY 110 FT OF LOT 3 BLK 16 (L=1 P=73 SEC 5, T7N-R10E)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Joseph Delia
Keller Williams Paint Creek
Frequently Asked Questions about 90 Mill Street, Lapeer, MI 48446
What school district is 90 Mill Street, Lapeer, MI 48446 in?
Per MLS# 20261007743, this property is served by Lapeer. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 90 Mill Street, Lapeer, MI 48446?
Per MLS# 20261007743, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261007743, the most recent reported annual property tax for 90 Mill Street, Lapeer, MI 48446 is $882. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 90 Mill Street, Lapeer, MI 48446 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 90 Mill Street, Lapeer, MI 48446 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 90 Mill Street, Lapeer, MI 48446?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 90 Mill Street, Lapeer, MI 48446. The maximum advertised download speed is 2.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$1,426
Principal & interest$1,426
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteUnlicensed Fixed WirelessDSL
9 providers at this address
XfinityCable
2 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAir AdvantageUnlicensed Fixed Wireless
10 MbpsAT&TDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
90 Mill Street, Lapeer, MI 48446
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Municipality
Lapeer
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