For Sale
903 Cram Lane, Albion, MI 49224
$369,500
MLS # 26010937 (Michigan Regional Information Center (MichRIC))
4 beds5 baths4,022 sqftBuilt 19881.59 acres
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Listing Description
Perfect blend of community feel and private living. Tucked at the end of a cul-de-sac on 1.59 acres, this unique home offers over 4,000 sq ft of versatile living space with wooded privacy that feels like your own retreat, while still offering convenient access to I-94, Jackson and Battle Creek. With such a flexible living space, this is the kind of home that invites you to imagine all the ways you could make it your own. For buyers with a creative eye and vision for personalization, the possibilities here are especially exciting. Inside, multiple light-filled living areas with gas fireplaces create warm spaces for everyday living and entertaining. A standout feature is the fully equipped guest suite/apartment with its own kitchen, full bath, balcony and vaulted ceilings. Recent updates include a new roof and deck (2024), boiler (2023), water heater (2021), and central A/C (2025) with transferable warranty. Come and experience this space in person. Buyer's Agent to verify all info
Source: SparkMLS
About this home
4-bedroom, 5-bath, 4,022 sq ft home in Albion in Albion built in 1988.
Asking $369,500 (about $92/sq ft).
Estimated annual property tax: $5,500, or about $458 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms5
Living Area4,022 sqft
Lot Size1.59 acres
Year Built1988
Stories3
Location
CityAlbion
MunicipalityAlbion City
Zip Code49224
CountyCalhoun
School DistrictMarshall
Construction & Systems
StyleContemporary
ConstructionWood Siding
BasementCrawl Space, Partial, Walk-Out Access
Garage2 spaces
HeatingForced Air, Hot Water, Radiant
WaterPublic
SewerPublic
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Guest Quarters, Pantry
Sale & Financing
Listed3/19/2026
Original Price$410,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,500
Tax Year2025
Assessed Value$164,000
Parcel #51-002-214-01
Source: SparkMLS
Legal Description
ALBION CITY, ALBION MEADOWS LOT 14. ALSO, SECTION 3, T3S, R4W, BEG AT A POINT ON THE NORTH LINE OF LOT 15 OF ALBION MEADOWS DISTANT SOUTH 88 DEG 33' 30
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Holly J Shelhart
Bellabay Realty (North)
Frequently Asked Questions about 903 Cram Lane, Albion, MI 49224
What school district is 903 Cram Lane, Albion, MI 49224 in?
Per MLS# 26010937, this property is served by Marshall. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26010937, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26010937, the most recent reported annual property tax for 903 Cram Lane, Albion, MI 49224 is $5,500 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 903 Cram Lane, Albion, MI 49224 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 903 Cram Lane, Albion, MI 49224 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Albion City police department or the Calhoun County sheriff's office.
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Monthly payment$2,397
Principal & interest$2,397
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
903 Cram Lane, Albion, MI 49224
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Municipality
Albion
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County
Jackson County
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