Sold
909 Barton Street, Otsego, MI 49078
Sold on 04/17/2026 for$330,000
MLS # 25061527 (Michigan Regional Information Center (MichRIC))
4 beds3 baths3,182 sqftBuilt 19920.31 acres
1 / 59
Listing Description
Step into this beautifully remodeled home with 4-bedroom each with great closet space, and 2.5-bathrooms. The home is designed with modern updates meet cozy charm. The main level features three spacious bedrooms, updated bathrooms, new flooring throughout, and a stunning wood feature ceiling that elevates the entire living space. The kitchen has been thoughtfully upgraded with stylish finishes and ample storage and new stainless appliances, making it the heart of the home. A newer roof adds peace of mind for years to come. The finished basement offers incredible flexibility with a large 4th bedroom boasting a huge walk-in closet, a nonconforming 5th room or office also with a large closet, a cozy living area, and abundant storage space. Perfect for families, multigenerational living, or anyone needing room to grow, this home delivers both comfort and functionality in every corner.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 3,182 sq ft home built in 1992 sits in Otsego Township in Otsego.
This home sold for $330,000 (about $104/sq ft).
Annual property taxes run approximately $3,840 ($320/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,000 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,182 sqft
Lot Size0.31 acres
Year Built1992
Stories1
Location
CityOtsego
MunicipalityOtsego City
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected, Cable Connected
Sale & Financing
Listed12/9/2025
Sold Date4/16/2026
Original Price$375,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,840
Tax Year2025
Assessed Value$88,187
Parcel #54-270-040-00
Source: SparkMLS
Legal Description
LOT 40 ELEY ACRES #2 SEC 26 T1N R12W (90)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Hayley Davidson
Bellabay Realty, LLC
Frequently Asked Questions about 909 Barton Street, Otsego, MI 49078
Which school district serves 909 Barton Street, Otsego, MI 49078?
Per MLS# 25061527, 909 Barton Street, Otsego, MI 49078 is in the Otsego boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Otsego directly to confirm enrollment eligibility.
What financing options are available for 909 Barton Street, Otsego, MI 49078?
Per MLS# 25061527, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 909 Barton Street, Otsego, MI 49078?
Per public tax records, annual property taxes for this property are $3,840 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 909 Barton Street, Otsego, MI 49078 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 909 Barton Street, Otsego, MI 49078 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 909 Barton Street, Otsego, MI 49078. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 909 Barton Street, Otsego, MI 49078?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Otsego City police department or the Allegan County sheriff's office.
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Monthly payment$2,192
Principal & interest$2,192
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
8 providers at this address
SpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
909 Barton Street, Otsego, MI 49078
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Municipality
Otsego Township
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