Sold
9324 Saint Joe River Road, White Pigeon, MI 49099
Sold on 11/07/2025 for$320,000
MLS # 25046863 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,580 sqftBuilt 19740.59 acres
1 / 36
Listing Description
Discover riverfront living at its finest with this one-of-a-kind mid-century A-frame, proudly offered for the first time by its original owner. Nestled on 170 feet of St. Joseph River frontage, this custom home offers breathtaking water views, an expansive yard, and the peace of a private retreat—just minutes from the Indiana border. Inside, the main floor welcomes you with soaring ceilings, a spacious open-concept living room and kitchen, two comfortable bedrooms, and a full bath. Upstairs, the private master suite features an ensuite bath, creating the perfect retreat. The finished walkout basement expands the living space with a large family/rec room, laundry, mechanical room, and cozy wood-burning stove. The home balances charm with modern efficiency. Recent updates include a brand-new metal roof(2025), geothermal heating and cooling system (2023), new hot water heater (2025), sump pump motor (2023), and updated well system. Additional highlights include 200-amp electrical
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 2,580 sq ft home built in 1974 sits in White Pigeon.
Closed at $320,000 (about $124/sq ft).
Property tax estimate: $1,517 per year ($126/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 6 providers. Electric service is provided by Midwest Energy Cooperative; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,580 sqft
Lot Size0.59 acres
Year Built1974
Stories2
Location
CityWhite Pigeon
MunicipalityMottville Twp
Zip Code49099
CountySt. Joseph
School DistrictConstantine Public School District
Construction & Systems
StyleA-Frame, Mid-Century Modern
ConstructionWood Siding
BasementFull, Walk-Out Access
Garage5 spaces
HeatingForced Air, Other
WaterWell
SewerSeptic Tank
UtilitiesCable Available, Cable Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed9/11/2025
Sold Date11/6/2025
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,517
Tax Year2024
Assessed Value$58,161
Parcel #01104000100
Source: SparkMLS
Legal Description
Lot 1 Cripe Subdivision Sec 12&13 T8S R13W
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Melissa Doubleday
Keller Williams Kalamazoo Market Center
Frequently Asked Questions about 9324 Saint Joe River Road, White Pigeon, MI 49099
What school district is 9324 Saint Joe River Road, White Pigeon, MI 49099 in?
Per MLS# 25046863, this property is served by Constantine Public School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 9324 Saint Joe River Road, White Pigeon, MI 49099?
Per MLS# 25046863, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25046863, the most recent reported annual property tax for 9324 Saint Joe River Road, White Pigeon, MI 49099 is $1,517 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 9324 Saint Joe River Road, White Pigeon, MI 49099 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 9324 Saint Joe River Road, White Pigeon, MI 49099 is in flood zone A (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 9324 Saint Joe River Road, White Pigeon, MI 49099?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Midwest Energy Cooperative. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Mottville Twp police department or the St. Joseph County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,205
Principal & interest$2,205
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberGSO SatelliteSatelliteLicensed Fixed Wireless
6 providers at this address
1 Gbps
StarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
0 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Midwest Energy Cooperative
Co-op
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9324 Saint Joe River Road, White Pigeon, MI 49099
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