For Sale
975 Bluff Lake Drive, Zeeland, MI 49464
$565,000
MLS # 26030679 (Michigan Regional Information Center (MichRIC))
4 beds4 baths2,672 sqftBuilt 19940.35 acres
1 / 37
Listing Description
Waterfront living just in time for summer! Welcome to this beautiful ranch home in the desirable Bluff Lakes community, offering 103 feet of waterfront frontage complete with a private dock and seawall. The open-concept living, dining, and kitchen area features soaring cathedral ceilings, a stunning fireplace, and expansive windows that fill the home with natural light while showcasing picturesque water views. The bright dining area opens through a sliding glass door to a spacious deckperfect for relaxing, entertaining, or enjoying the scenery. The well-appointed kitchen includes a snack bar, stainless steel appliances, and ample counter space with abundant cabinets and storage. Also on the main level are 3 bedrooms and 3 full bathrooms including a large primary suite with a walk-in closet. The finished lower level provides additional living space with a welcoming family room and walkout access to a charming three-season screened porch, creating the perfect place to unwind and enjoy
Source: SparkMLS
About this home
Located in Zeeland Township in Zeeland, this property offers 4-bedroom, 4-bath, 2,672 sq ft, with original construction dating to 1994.
Listed at $565,000 (about $211/sq ft).
Annual property taxes run approximately $7,636 ($636/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area2,672 sqft
Lot Size0.35 acres
Year Built1994
Stories1
Location
CityZeeland
MunicipalityZeeland Twp
Zip Code49464
CountyOttawa
School DistrictZeeland
Construction & Systems
StyleRanch
ConstructionBrick, Vinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, Storm Sewer, High-Speed Internet
InteriorBroadband, Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed6/18/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$125 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$7,636
Tax Year2026
State Equalized Value$248,700
Taxable Value$236,104
Assessed Value$242,478
Homestead (PRE)100%
Parcel #70-17-30-453-006
Source: Public Records
Legal Description
LOT 28. BLUFF LAKES
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cindy Grodus
Coldwell Banker Woodland Schmidt
Frequently Asked Questions about 975 Bluff Lake Drive, Zeeland, MI 49464
Which school district serves 975 Bluff Lake Drive, Zeeland, MI 49464?
Per MLS# 26030679, 975 Bluff Lake Drive, Zeeland, MI 49464 is in the Zeeland boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Zeeland directly to confirm enrollment eligibility.
What financing options are available for 975 Bluff Lake Drive, Zeeland, MI 49464?
Per MLS# 26030679, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 975 Bluff Lake Drive, Zeeland, MI 49464?
Per public tax records, annual property taxes for this property are $7,636 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 975 Bluff Lake Drive, Zeeland, MI 49464 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 975 Bluff Lake Drive, Zeeland, MI 49464 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 975 Bluff Lake Drive, Zeeland, MI 49464?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Zeeland Twp police department or the Ottawa County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,675
Principal & interest$3,665
HOA$10
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
975 Bluff Lake Drive, Zeeland, MI 49464
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Municipality
Zeeland Township
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