Sold
978 Ridge Court, Chelsea, MI 48118
Sold on 05/12/2026 for$525,000
MLS # 20261010180 (Realcomp)
3 beds1 bath2,160 sqftBuilt 19000.31 acres
1 / 38
Listing Description
Picture mornings with coffee on your deck, enjoying the beauty of the sunrise. Afternoons filled with paddle-boarding, fishing, or simply floating in the sun. Evenings spent on the deck looking out at the serene lake as you wind down in your own private piece of paradise. Discover the charm of lakefront living on beautiful Cavanaugh Lake in Chelsea. This 3-bedroom, 1-bath home is perfectly positioned on a quiet court with private lake access. The main level offers 1,080 square feet of comfortable living space, while the full walkout lower level features 1 bedroom, multiple rooms for storage and plumbing for a 2nd bath—also 1,080 square feet—opens directly to a spacious deck and the water’s edge, creating endless opportunities for entertaining or future expansion. Enjoy the convenience of being just minutes from downtown Chelsea’s shops, dining, and community events. A rare opportunity to own a property in this highly sought-after location.
Source: SparkMLS
About this home
Located in Sylvan Center Notten in Chelsea, this property offers 3-bedroom, 1-bath, 2,160 sq ft, with original construction dating to 1900.
Closed at $525,000 (about $243/sq ft).
Annual property taxes run approximately $5,085 ($424/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area2,160 sqft
Lot Size0.31 acres
Year Built1900
Stories1
Location
CityChelsea
MunicipalitySylvan Twp
Zip Code48118
CountyWashtenaw
School DistrictChelsea
Construction & Systems
ConstructionAluminum Siding
BasementWalk-Out Access
HeatingRadiant
WaterWell
SewerPublic
InteriorBasement Finished, Generator
Sale & Financing
Listed3/8/2026
Sold Date5/11/2026
Original Price$689,900
Terms AcceptedCash, Conventional, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,085
Parcel #F00608207015
Source: SparkMLS
Legal Description
OWNER REQUEST 02/19/04 LOT 50 & 51 AMENDED PLAT OF WOODLAND PARK SUBDIVISION. (FROM ORIG PLAT & F 06-08-200-028) SPLIT ON 02/19/2004 FROM F -06-08-207-011F -06-08-207-012F -06-08-200-028;
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Thomas A Harding II
Prime + Property
Frequently Asked Questions about 978 Ridge Court, Chelsea, MI 48118
What school district is 978 Ridge Court, Chelsea, MI 48118 in?
Per MLS# 20261010180, this property is served by Chelsea. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 978 Ridge Court, Chelsea, MI 48118?
Per MLS# 20261010180, the seller has indicated this property accepts the following financing types: Cash, Conventional, VA Loan. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261010180, the most recent reported annual property tax for 978 Ridge Court, Chelsea, MI 48118 is $5,085. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 978 Ridge Court, Chelsea, MI 48118 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 978 Ridge Court, Chelsea, MI 48118 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Washtenaw County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$4,086
Principal & interest$4,086
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
978 Ridge Court, Chelsea, MI 48118
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Municipality
Sylvan Center Notten
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County
Washtenaw County
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