For Sale
980 E Main Street, Ionia, MI 48846
$225,000
MLS # 26032058 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,060 sqftBuilt 19000.2 acres
1 / 37
Listing Description
What a gem! A rare find! Live a couple of minutes away from beautiful downtown Ionia, but without paying city taxes. Only a few minutes away from the Elementary, Middle and High school, about 15 minutes to I-96, and about 40 minutes to Michigan State University or to downtown Grand Rapids. This 3 bedroom-1 bathroom, one-stall attached garage, with new this year - furnace, central air, dishwasher, sink, toilet, and shower kit, freshly painted, newer replacement windows, original refinished hardwood floors, ready to move-in jewel located in Ionia Township is waiting for you. Come and see it! Don't wait!
Source: SparkMLS
About this home
Located in Ionia, this property offers 3-bedroom, 1-bath, 1,060 sq ft, with original construction dating to 1900.
Currently offered at $225,000 (about $212/sq ft).
Annual property taxes run approximately $1,522 ($127/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,060 sqft
Lot Size0.2 acres
Year Built1900
Stories2
Location
CityIonia
MunicipalityIonia Twp
Zip Code48846
CountyIonia
School DistrictIonia
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener
Sale & Financing
Listed6/25/2026
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,522
Tax Year2025
Assessed Value$49,409
Parcel #060-160-000-095-00
Source: SparkMLS
Legal Description
PLACE ADD TO THE VILL OF IONIA LOT 14 SEC 21 T7N R6W IONIA TWP, IONIA COUNTY, MICHIGAN
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Keith E Nederhoed
Bellabay Realty LLC
Frequently Asked Questions about 980 E Main Street, Ionia, MI 48846
Which school district serves 980 E Main Street, Ionia, MI 48846?
Per MLS# 26032058, 980 E Main Street, Ionia, MI 48846 is in the Ionia boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ionia directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26032058, this listing accepts Cash, FHA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 980 E Main Street, Ionia, MI 48846?
Per public tax records, annual property taxes for this property are $1,522 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 980 E Main Street, Ionia, MI 48846 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 980 E Main Street, Ionia, MI 48846 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 980 E Main Street, Ionia, MI 48846?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ionia Twp police department or the Ionia County sheriff's office.
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Monthly payment$1,459
Principal & interest$1,459
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
980 E Main Street, Ionia, MI 48846
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