Sold
982 Charles Street, South Haven, MI 49090
Sold on 09/12/2025 for$525,000
MLS # 25033226 (Michigan Regional Information Center (MichRIC))
2 beds1 bath936 sqftBuilt 19800.43 acres
1 / 25
Listing Description
Tucked into a quiet lakeside community near the bluff of Lake Michigan, this cozy 2-bedroom cottage is the perfect summer escape. Newly added stairs make the walk to the lake a breeze. Take shoreline strolls, soak in endless sunsets, and savor the peace and simplicity this rare gem offers. Located just minutes from South Haven, Cedar Bluff Park provides a wonderful blend of convenience and seclusion. This beloved family cottage has been cherished for years and now it's ready for a new chapter. Homes like this don't come along often. Call your agent today because this one is easy to show and even easier to fall in love with.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 936 sq ft home built in 1980 sits in Casco Township in South Haven.
Final sale price: $525,000 (about $561/sq ft).
Estimated annual property tax: $3,143, or about $262 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 1,200 Mbps across 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area936 sqft
Lot Size0.43 acres
Year Built1980
Stories1
Location
CitySouth Haven
MunicipalityCasco Twp
Zip Code49090
CountyAllegan
School DistrictSouth Haven Public Schools
Construction & Systems
StyleCabin
ConstructionStucco
BasementCrawl Space
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Electricity Available, Storm Sewer, High-Speed Internet
InteriorBroadband, LP Tank Rented
Sale & Financing
Listed7/7/2025
Sold Date9/11/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,143
Tax Year2023
Assessed Value$92,010
Parcel #03-02-007-015-00
Source: SparkMLS
Legal Description
COM 20' N 55 1/2 DEG E OF THE NE COR OF LOT 59 CEDAR BLUFF PARK TH S 32 DEG E 97' TH N 5 DEG E 265' TH S 53 1/2 DEG W 100' TH S 17 DEG W 100' TH S 55 DEG E 40' TO BEG SEC 7 T1N R16W. Split on 05/22/2023 with 02-007-014-04 into 02-007-014-11, 02-007-015-01;
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tina M Goodrich
Jaqua REALTORS
Frequently Asked Questions about 982 Charles Street, South Haven, MI 49090
Which school district serves 982 Charles Street, South Haven, MI 49090?
Per MLS# 25033226, 982 Charles Street, South Haven, MI 49090 is in the South Haven Public Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact South Haven Public Schools directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25033226, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 982 Charles Street, South Haven, MI 49090?
Per public tax records, annual property taxes for this property are $3,143 (2023). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 982 Charles Street, South Haven, MI 49090 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 982 Charles Street, South Haven, MI 49090 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 982 Charles Street, South Haven, MI 49090. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 982 Charles Street, South Haven, MI 49090?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Casco Twp police department or the Allegan County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$4,216
Principal & interest$4,216
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberGSO SatelliteSatelliteLicensed Fixed Wireless
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
982 Charles Street, South Haven, MI 49090
View full property history →
Municipality
Casco Township
View all listings →
Get email alerts for new listings near 982 Charles Street
We'll notify you when something hits the market in Casco Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.