For Sale
996 Prairie Creek Road, Ionia, MI 48846
$325,000
MLS # 26027409 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,308 sqftBuilt 19772.3 acres
1 / 38
Listing Description
Welcome your new home with fantastic privacy, 4 bedrooms, 2 baths, steel roof, new cedar lined portico front entrance and an updated kitchen. This restored and upgraded home comes with a wonderful upstairs bedroom en-suite that also includes great views, a private deck and its own sauna! Main floor has a bedroom, laundry, bathroom and a 2 story living room with twin 8' wide new sliding patio doors to a wide deck. Basement has been partially upgraded too; new furnace, new central AC, new Bilco door and steps for it. Property includes 3 parcels total.
Source: SparkMLS
About this home
4-bedroom, 2-bath, 2,308 sq ft home in Ionia built in 1977.
Listed at $325,000 (about $141/sq ft).
Property tax estimate: $3,772 per year ($314/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,308 sqft
Lot Size2.3 acres
Year Built1977
Stories2
Location
CityIonia
MunicipalityIonia Twp
Zip Code48846
CountyIonia
School DistrictIonia
Construction & Systems
StyleTraditional
ConstructionWood Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Pantry
Sale & Financing
Listed6/4/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,772
Tax Year2025
Assessed Value$122,500
Parcel #060-016-000-070-01
Source: SparkMLS
Legal Description
COM AT N 1/4 PST SEC 16-7-6 TH S 242 FT TO C/L OF PRAIRIE CREEK RD TH NWLY 370 FT TO N LI OF SD SEC TH E 295 FT TO N 1/4 PST POB SEC 16-7-6 IONIA TWP, IONIA COUNTY, MICHIGAN. A PARC OF LD IN NW 1/4 OF NE 1/4. SEC 16 BEG AT SW COR OF SE 1/4 OF SEC 9, TH S TO CEN OF PRAIRIE CRK BRIDGE, ELY ALG CRK 190FT, TH N TO S LI SEC 9 TH WLY 190FT TO POB, EXC THE S 380FT THEREOF SEC 16-7-6 IONIA TWP, IONIA COU
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Philip Hooker
Greenridge Realty (Lowell)
Frequently Asked Questions about 996 Prairie Creek Road, Ionia, MI 48846
Which school district serves 996 Prairie Creek Road, Ionia, MI 48846?
Per MLS# 26027409, 996 Prairie Creek Road, Ionia, MI 48846 is in the Ionia boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ionia directly to confirm enrollment eligibility.
What financing options are available for 996 Prairie Creek Road, Ionia, MI 48846?
Per MLS# 26027409, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 996 Prairie Creek Road, Ionia, MI 48846?
Per public tax records, annual property taxes for this property are $3,772 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 996 Prairie Creek Road, Ionia, MI 48846 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 996 Prairie Creek Road, Ionia, MI 48846 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 996 Prairie Creek Road, Ionia, MI 48846?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ionia Twp police department or the Ionia County sheriff's office.
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Monthly payment$2,108
Principal & interest$2,108
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
996 Prairie Creek Road, Ionia, MI 48846
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