Sold
9960 Frost Road, Saginaw, MI 48609
Sold on 05/26/2026 for$220,000
MLS # 50200288 (MiRealSource)
3 beds1 bathBuilt 19520.62 acres
1 / 23
Listing Description
This well built, all brick ranch offers 3 bedrooms and 1.5 bathrooms-all conveniently located on one floor for easy living. With a newer roof and updated mechanical systems already in place, the important improvements have been taken care of so you can focus on bringing your design ideas to life. Other features include newer windows, central air and knotty pine den. The main bathroom features a jacuzzi tub and large vanity. Situated on almost an acre of land and has a heated 2 car garage. Call for your private showing.
Source: SparkMLS
About this home
3-bedroom, 1-bath home in Thomas Township in Saginaw built in 1952.
Closed at $220,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.62 acres
Year Built1952
Location
CitySaginaw
MunicipalityThomas Twp
Zip Code48609
CountySaginaw
School DistrictHemlock
Construction & Systems
ConstructionBrick
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed2/26/2026
Sold Date5/25/2026
Terms AcceptedCash, Conventional, FHA, MSHDA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Linda Sarmiento
Berkshire Hathaway HomeServices
Frequently Asked Questions about 9960 Frost Road, Saginaw, MI 48609
What school district is 9960 Frost Road, Saginaw, MI 48609 in?
Per MLS# 50200288, this property is served by Hemlock. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50200288, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, MSHDA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 9960 Frost Road, Saginaw, MI 48609 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 9960 Frost Road, Saginaw, MI 48609 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Thomas Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,491
Principal & interest$1,491
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9960 Frost Road, Saginaw, MI 48609
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Municipality
Thomas Township
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