For Sale
Heartwood Trail, Saginaw, MI 48603
$48,000
MLS # 50197734 (MiRealSource)
0.49 acres
1 / 1
Listing Description
Build your dream home on this desirable vacant lot located on Heartwood Trail in Saginaw, Michigan. Tucked into a quiet, established neighborhood, this parcel offers a peaceful setting with the convenience of nearby schools, shopping, dining, and easy access to major roadways. The lot provides a great opportunity for a custom build with room for outdoor living while enjoying the privacy and charm of the surrounding area. This property offers flexibility and potential in a sought-after location. Bring your plans and start creating your next chapter on Heartwood Trail.
Source: SparkMLS
About this home
Asking $48,000.
Broadband is available with download speeds up to 1,000 Mbps from 7 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size0.49 acres
Location
CitySaginaw
MunicipalitySaginaw Twp
Zip Code48603
CountySaginaw
Sale & Financing
Listed1/16/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Parcel #23-12-4-07-1008-024
Source: SparkMLS
Legal Description
UNIT 24 WOODS PRESERVE SITE CONDOMINIUMS SEC 07 T12N R4E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Shelli Kelsey
Kelsey Realty and Associates Inc
Frequently Asked Questions about Heartwood Trail, Saginaw, MI 48603
Can I use FHA or VA financing for this property?
Per MLS# 50197734, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is Heartwood Trail, Saginaw, MI 48603 eligible for USDA financing?
Per USDA Rural Development boundary data, Heartwood Trail, Saginaw, MI 48603 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, Heartwood Trail, Saginaw, MI 48603 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at Heartwood Trail, Saginaw, MI 48603?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at Heartwood Trail, Saginaw, MI 48603. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Saginaw Twp police department or the Saginaw County sheriff's office.
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Mortgage Calculator
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Monthly payment$311
Principal & interest$311
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
Heartwood Trail, Saginaw, MI 48603
View full property history →
Municipality
Saginaw Township
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