For Sale
VL Lake Drive Lot 174/175, Allegan, MI 49010
$24,000
MLS # 26015189 (Michigan Regional Information Center (MichRIC))
0.37 acres
1 / 7
Listing Description
Beautiful .37-acre lot with deeded access to Little Spec Lake, perfect for fishing, kayaking, and relaxing weekends. This high and dry parcel features frontage on two streets, offering flexibility for driveway placement and home orientation. The property's gently rolling terrain provides an ideal site to build your retirement home, year-round residence, or vacation retreat surrounded by nature. Enjoy lake life with nearby recreation while still being close to town amenities. Don't miss this affordable opportunity to own a slice of Michigan lake country!
Source: SparkMLS
About this home
Asking $24,000.
Estimated annual property tax: $105, or about $9 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size0.37 acres
Location
CityAllegan
MunicipalityMonterey Twp
Zip Code49010
CountyAllegan
School DistrictAllegan
Construction & Systems
UtilitiesElectricity Available, None
Sale & Financing
Listed4/13/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$65 / Annually
Source: SparkMLS
Tax Information
Annual Tax$105
Tax Year2025
Assessed Value$1,979
Parcel #16-300-174-00
Source: SparkMLS
Legal Description
LOTS 174 & 175 SPECTACLE LAKE ESTATES SEC 29 & 32 T3N R13W (94)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Adam Atwood
Five Star Real Estate
Frequently Asked Questions about VL Lake Drive Lot 174/175, Allegan, MI 49010
Which school district serves VL Lake Drive Lot 174/175, Allegan, MI 49010?
Per MLS# 26015189, VL Lake Drive Lot 174/175, Allegan, MI 49010 is in the Allegan boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Allegan directly to confirm enrollment eligibility.
What financing options are available for VL Lake Drive Lot 174/175, Allegan, MI 49010?
Per MLS# 26015189, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at VL Lake Drive Lot 174/175, Allegan, MI 49010?
Per public tax records, annual property taxes for this property are $105 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, VL Lake Drive Lot 174/175, Allegan, MI 49010 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is VL Lake Drive Lot 174/175, Allegan, MI 49010 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve VL Lake Drive Lot 174/175, Allegan, MI 49010?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: Michigan Gas Utilities Corporation. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Monterey Twp police department or the Allegan County sheriff's office.
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Monthly payment$161
Principal & interest$156
HOA$5
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
VL Lake Drive Lot 174/175, Allegan, MI 49010
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Municipality
Monterey Township
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