For Sale
0 W Exchange Street, Spring Lake, MI 49456
$750,000
MLS # 26033189 (Michigan Regional Information Center (MichRIC))
0.62 acres
1 / 21
Listing Description
Introducing a premier commercial development opportunity in the heart of Spring Lake. Situated on a highly visible 0.62-acre corner parcel at Exchange and School Streets, this exceptional property offers outstanding potential for a wide variety of commercial uses in one of West Michigan's most desirable waterfront communities. Positioned just moments from downtown Spring Lake, the Grand River, and US-31, this prime location provides excellent accessibility, strong traffic exposure, and convenient access to local businesses, restaurants, marinas, and residential neighborhoods. The prominent corner setting offers exceptional visibility, making it an ideal site for retail, professional office, medical, mixed-use development, or an investment opportunity (subject to municipal approvals). As Spring Lake continues to experience growth and investment, opportunities to acquire commercial land in such a strategic location are increasingly rare. Whether you're expanding your business,
Source: SparkMLS
About this home
Asking $750,000.
Estimated annual property tax: $1,593, or about $133 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeLand
Property SubtypeCommercial Land
Bathrooms0
Lot Size0.62 acres
Location
CitySpring Lake
MunicipalitySpring Lake Vllg
Zip Code49456
CountyOttawa
School DistrictSpring Lake
Construction & Systems
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Storm Sewer, None
Sale & Financing
Listed6/30/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,593
Tax Year2026
State Equalized Value$51,200
Taxable Value$26,810
Assessed Value$27,533
Parcel #70-03-15-362-002
Source: Public Records
Legal Description
W 165 FT OF FOLLOWING: LOTS 1 THRU 4 & THAT PORTION OF VAC ALLEY LYING BETWEEN SD LOTS BLK 16. BARBER'S ADD TO VILLAGE OF MILL POINT .60 A
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sandi L Gentry
RE/MAX Lakeshore
Frequently Asked Questions about 0 W Exchange Street, Spring Lake, MI 49456
Which school district serves 0 W Exchange Street, Spring Lake, MI 49456?
Per MLS# 26033189, 0 W Exchange Street, Spring Lake, MI 49456 is in the Spring Lake boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Spring Lake directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26033189, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 0 W Exchange Street, Spring Lake, MI 49456?
Per public tax records, annual property taxes for this property are $1,593 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 0 W Exchange Street, Spring Lake, MI 49456 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 0 W Exchange Street, Spring Lake, MI 49456 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 0 W Exchange Street, Spring Lake, MI 49456?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Spring Lake Vllg police department or the Ottawa County sheriff's office.
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Monthly payment$4,864
Principal & interest$4,864
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
0 W Exchange Street, Spring Lake, MI 49456
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Municipality
Spring Lake Township
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