For Sale
10116 Lakeshore Drive, Chippewa Lake, MI 49320
$250,000
MLS # 26016572 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,624 sqftBuilt 19700.41 acres
1 / 27
Listing Description
This affordable 3 Bedroom Ranch comes with access to Chippewa Lake, and includes an attached garage and a 24 x 24 pole barn. Features you will appreciate include a 4 season sun room with a view of the lake, a bonus kitchenette in the lower level as well as cozy fireplace in the lower level family room. Recent updates include a new roof in 2019, new siding in 2022 and water heater in 2024 and a new submersible well in 2011. Call today for your private showing, tomorrow may be too late. (Seller request 24 hour notice for showings)
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 1,624 sq ft home built in 1970 sits in Chippewa Lake.
Listed at $250,000 (about $154/sq ft).
Estimated annual property tax: $1,600, or about $133 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,624 sqft
Lot Size0.41 acres
Year Built1970
Stories2
Location
CityChippewa Lake
MunicipalityChippewa Twp
Zip Code49320
CountyMecosta
School DistrictChippewa Hills
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementWalk-Out Access
Garage2 spaces
HeatingOther
WaterWell
SewerPublic, Septic Tank
InteriorPantry
Sale & Financing
Listed4/19/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,600
Tax Year2025
Assessed Value$61,807
Parcel #5403037056000
Source: SparkMLS
Legal Description
SEC 20 T16N R08W LOTS 56, 57 BARRETTE HEIGHTS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Randy Poll
Greenridge Realty Inc
Frequently Asked Questions about 10116 Lakeshore Drive, Chippewa Lake, MI 49320
Which school district serves 10116 Lakeshore Drive, Chippewa Lake, MI 49320?
Per MLS# 26016572, 10116 Lakeshore Drive, Chippewa Lake, MI 49320 is in the Chippewa Hills boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Chippewa Hills directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26016572, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 10116 Lakeshore Drive, Chippewa Lake, MI 49320?
Per public tax records, annual property taxes for this property are $1,600 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 10116 Lakeshore Drive, Chippewa Lake, MI 49320 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 10116 Lakeshore Drive, Chippewa Lake, MI 49320 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 10116 Lakeshore Drive, Chippewa Lake, MI 49320?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public, Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Chippewa Twp police department or the Mecosta County sheriff's office.
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Monthly payment$1,621
Principal & interest$1,621
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10116 Lakeshore Drive, Chippewa Lake, MI 49320
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