Sold
1020 FERDINAND Street, Detroit, MI 48209
Sold on 06/09/2025 for$325,000
MLS # 20250031861 (Realcomp)
3 beds2 baths2,042 sqftBuilt 19000.1 acres
1 / 74
Listing Description
Located near Clark Park in Detroit's vibrant Southwest neighborhood, this charming three-bedroom Dutch Colonial blends period detail (hardwood floors and original millwork) with 21st-century updates (updated electrical, tankless water heater, basement water-proofing, and central A/C with air filtration). The sunlit first floor features triple-bay windows, a formal dining room, and a stylish open kitchen with farmhouse sink, butcher block countertops, and chic dark cabinets paired with playful, colorful tiles. The first-floor bathroom has been renovated, featuring black hexagon tile and modern fixtures; the second-floor full bathroom, also newly renovated, echoes those style notes plus all-white subway-tiled tub/shower and heated floors. In the rear, possibilities abound with a large wood pergola, off-alley parking, and storage shed. The appealing location is conveniently close to lively neighborhood restaurants and businesses, and only minutes from downtown Detroit.
Source: SparkMLS
About this home
Located in Vernor Junction in Detroit, this property offers 3-bedroom, 2-bath, 2,042 sq ft, with original construction dating to 1900.
Final sale price: $325,000 (about $159/sq ft).
Property tax estimate: $2,875 per year ($240/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company. Broadband is available with download speeds up to 2,000 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,042 sqft
Lot Size0.1 acres
Year Built1900
Stories2
Location
CityDetroit
Zip Code48209
CountyWayne
School DistrictDetroit
Construction & Systems
ConstructionVinyl Siding
HeatingHot Water
WaterPublic
SewerPublic
Sale & Financing
Listed5/6/2025
Sold Date6/8/2025
Terms AcceptedConventional, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,889
Tax Year2025
State Equalized Value$44,800
Assessed Value$44,800
Homestead (PRE)100%
Parcel #16009933.
Source: Public Records
Legal Description
E FERDINAND 83 SUB OF PC 30 L21 P30 PLATS, W C R 16/32 30 X 139.74
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Randall S Fogelman
O'Connor Realty Detroit, LLC
Frequently Asked Questions about 1020 FERDINAND Street, Detroit, MI 48209
Which school district serves 1020 FERDINAND Street, Detroit, MI 48209?
Per MLS# 20250031861, 1020 FERDINAND Street, Detroit, MI 48209 is in the Detroit boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Detroit directly to confirm enrollment eligibility.
What financing options are available for 1020 FERDINAND Street, Detroit, MI 48209?
Per MLS# 20250031861, this listing accepts Conventional, VA Loan financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1020 FERDINAND Street, Detroit, MI 48209?
Per public tax records, annual property taxes for this property are $2,201. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1020 FERDINAND Street, Detroit, MI 48209 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 1020 FERDINAND Street, Detroit, MI 48209 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 1020 FERDINAND Street, Detroit, MI 48209. The maximum advertised download speed is 2.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 1020 FERDINAND Street, Detroit, MI 48209?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$2,875
Monthly$240
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
$
%
$
$
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Monthly payment$2,153
Principal & interest$1,913
Property taxes$240
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1020 FERDINAND Street, Detroit, MI 48209
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Neighborhood
Vernor Junction
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Community
Detroit
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County
Wayne County
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