Under Contract
10289 Bern Drive, Reed City, MI 49677
$349,900
MLS # 26023792 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,330 sqftBuilt 20041.58 acres
1 / 57
Listing Description
Discover lakeside living in the Swiss Alpine subdivision of Osceola County with this 3-bedroom, 2-bath turn key home situated on Horseshoe Lake. This property offers the opportunity to enjoy waterfront living on a no-wake lake featuring electric motors only, creating a peaceful setting for fishing, kayaking, paddle boating, and relaxing days on the water. A detached garage provides additional storage and space for vehicles, recreational equipment, or hobbies. Conveniently located near area recreational trails, outdoor enthusiasts will appreciate easy access to riding opportunities and year-round activities. Whether you're looking for a full-time residence, seasonal getaway, or a place to enjoy Northern Michigan recreation and lakefront scenery, this property combines comfort, convenience, and outdoor enjoyment in one setting. Having access to the association's amenities like the clubhouse and beach are a huge bonus.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 2,330 sq ft home built in 2004 sits in Reed City.
Listed at $349,900 (about $150/sq ft).
Estimated annual property tax: $6,451, or about $538 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,330 sqft
Lot Size1.58 acres
Year Built2004
Stories2
Location
CityReed City
MunicipalityLincoln Twp
Zip Code49677
CountyOsceola
School DistrictPine River
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air, Wood
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s), Garage Door Opener, LP Tank Rented, Center Island, Eat-in Kitchen
Sale & Financing
Listed5/20/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
HOA
HOA Fee$210 / Annually
IncludesTrash
Source: SparkMLS
Tax Information
Annual Tax$6,451
Tax Year2020
Assessed Value$128,785
Parcel #02-553-289-01
Source: SparkMLS
Legal Description
LOTS 289 & 290 SWISS ALPINE #3
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by David Zielinski
Hometown Realty Reed City, LLC
Frequently Asked Questions about 10289 Bern Drive, Reed City, MI 49677
Which school district serves 10289 Bern Drive, Reed City, MI 49677?
Per MLS# 26023792, 10289 Bern Drive, Reed City, MI 49677 is in the Pine River boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Pine River directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26023792, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 10289 Bern Drive, Reed City, MI 49677?
Per public tax records, annual property taxes for this property are $6,451 (2020). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 10289 Bern Drive, Reed City, MI 49677 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 10289 Bern Drive, Reed City, MI 49677?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Lincoln Twp police department or the Osceola County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,287
Principal & interest$2,269
HOA$18
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10289 Bern Drive, Reed City, MI 49677
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