For Sale
103 Cooke Avenue, Roscommon, MI 48653
$1,895,000
MLS # 201841545
3 beds2 bathsBuilt 19500.33 acres
1 / 64
Listing Description
Welcome to an extraordinary opportunity on the coveted NW shore, where the sandy bottom of Higgins Lake awaits. Situated on 53 ft of pristine frontage, protected by a concrete seawall, with an impressive 335-foot-deep lot, this meticulously updated 3,000-square-foot beauty offers a balance of luxury, comfort, and the ideal layout of a lakefront home. Enjoy the warmth of morning sunrises and spend evenings relaxing in comfortable shade on the expansive deck...all while overlooking one of Michigan's most breathtaking lakes. Inside, the home has been reimagined with a new kitchen and living room designed for a lake house lifestyle. Quartz countertops, stainless steel appliances, and a beautiful shiplap ceiling extending throughout the main level create a warm yet sophisticated aesthetic., Age: 31+ Years Approx
Source: SparkMLS
About this home
3-bedroom, 2-bath home in Roscommon built in 1950.
Listed at $1,895,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.33 acres
Year Built1950
Location
CityRoscommon
MunicipalityLyon Twp
Zip Code48653
CountyRoscommon
Sale & Financing
Listed7/23/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 24, 2026
Active
Jul 17, 2026
Listed for sale
$1,895,000
Listed by Lori Sajdak
Century 21 Realty North Higgins Lake
Frequently Asked Questions about 103 Cooke Avenue, Roscommon, MI 48653
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 103 Cooke Avenue, Roscommon, MI 48653 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 103 Cooke Avenue, Roscommon, MI 48653 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 103 Cooke Avenue, Roscommon, MI 48653?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Lyon Twp police department or the Roscommon County sheriff's office.
Map
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Monthly payment$12,291
Principal & interest$12,291
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
103 Cooke Avenue, Roscommon, MI 48653
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