Sold
103 Cottonwood Court, Litchfield, MI 49252
Sold on 05/08/2026 for$380,000
MLS # 26005873 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,752 sqftBuilt 20210.73 acres
1 / 33
Listing Description
Experience refined, move-in-ready living in this energy-efficient ranch located in the desirable Hawthorne Heights Subdivision. Designed with comfort and quality in mind, this home features vaulted ceilings, two electric fireplaces, and durable LifeProof flooring throughout. The stylish kitchen offers quartz countertops and ample workspace, perfect for both everyday living and entertaining. A heated two-car attached garage adds year-round convenience. The fully finished basement provides additional living space ideal for entertaining, relaxing, working from home or mother-n-law suite. Step outside to the spacious 32' x 15' patio and beautifully landscaped yard, creating a peaceful outdoor retreat. A 14' x 24' lofted shed offers excellent storage. Completely finished, meticulously maintained, and truly turnkey with the added bonus of walking distance to the school this home offers elevated living without compromise.
Source: SparkMLS
About this home
Located in Litchfield in Litchfield, this property offers 4-bedroom, 3-bath, 2,752 sq ft, with original construction dating to 2021.
This home sold for $380,000 (about $138/sq ft).
Property tax estimate: $5,150 per year ($429/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,752 sqft
Lot Size0.73 acres
Year Built2021
Stories1
Location
CityLitchfield
MunicipalityLitchfield City
Zip Code49252
CountyHillsdale
School DistrictLitchfield
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Wet Bar, Center Island
Sale & Financing
Listed2/17/2026
Sold Date5/7/2026
Original Price$419,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,150
Tax Year2024
Assessed Value$148,947
Parcel #19-110-001-005
Source: SparkMLS
Legal Description
LOT 69 HAWTHORN HEIGHTS NO 4 SEC 10 T5S R4W SE1/4 CITY OF LITCHFIELD .73 A M/L SPLIT ON 0 7/31/2012 FROM 19 040 001 002, 19 040 001 513, 19 040 001 518, 19 04 0 001 553, 19 095 001 012, 19 095
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sheri Hayes
Tyler Milliman Red Wood Realty
Frequently Asked Questions about 103 Cottonwood Court, Litchfield, MI 49252
Which school district serves 103 Cottonwood Court, Litchfield, MI 49252?
Per MLS# 26005873, 103 Cottonwood Court, Litchfield, MI 49252 is in the Litchfield boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Litchfield directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26005873, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 103 Cottonwood Court, Litchfield, MI 49252?
Per public tax records, annual property taxes for this property are $5,150 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 103 Cottonwood Court, Litchfield, MI 49252 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 103 Cottonwood Court, Litchfield, MI 49252 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 103 Cottonwood Court, Litchfield, MI 49252?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Litchfield City police department or the Hillsdale County sheriff's office.
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Monthly payment$2,588
Principal & interest$2,588
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
103 Cottonwood Court, Litchfield, MI 49252
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Municipality
Litchfield
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