Sold
10358 Cloverdale Avenue, Ferndale, MI 48220
Sold on 01/20/2026 for$220,000
MLS # 20251051552 (Realcomp)
3 beds2 baths2,136 sqftBuilt 19640.14 acres
1 / 35
Listing Description
This beautiful ranch-style home offers easy access and features modern upgrades throughout. The kitchen includes quartz countertops and soft-close cabinets, while the interior features waterproof vinyl plank flooring, recessed lighting, fresh paint, new baseboards, trim, and stylish light fixtures. The bathroom has been fully renovated with a new shower, vanity, and plumbing fixtures. Additional updates include a new hot water tank, updated hardware, and doorknobs. The finished basement offers recessed lighting, a black-sprayed ceiling, new drywall, an added bedroom, and a bonus room that could be used as a gaming room, office, or so much more. Outside, you’ll enjoy a great-sized backyard along with a two-car detached garage—perfect for storage and entertaining. Ideally located near Ferndale, Royal Oak, and Birmingham, you’ll have access to great restaurants, nightlife, and all your entertainment needs, with major freeways and shopping just minutes away. BATVAI
Source: SparkMLS
About this home
Located in Royal Oak Township in Ferndale, this property offers 3-bedroom, 2-bath, 2,136 sq ft, with original construction dating to 1964.
Closed at $220,000 (about $103/sq ft).
Annual property taxes run approximately $2,310 ($193/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,136 sqft
Lot Size0.14 acres
Year Built1964
Stories1
Location
CityFerndale
Zip Code48220
CountyOakland
School DistrictOak Park
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air, Hot Water
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed11/4/2025
Sold Date1/19/2026
Original Price$229,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,804
State Equalized Value$61,930
Taxable Value$32,150
Parcel #2532426021
Source: Public Records
Legal Description
T1N, R11E, SEC 32 NORTHLAND OAKS SUB LOT 85
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Marvin Nafsu
Showtime Realty
Frequently Asked Questions about 10358 Cloverdale Avenue, Ferndale, MI 48220
Which school district serves 10358 Cloverdale Avenue, Ferndale, MI 48220?
Per MLS# 20251051552, 10358 Cloverdale Avenue, Ferndale, MI 48220 is in the Oak Park boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Oak Park directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251051552, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 10358 Cloverdale Avenue, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $1,804. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 10358 Cloverdale Avenue, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 10358 Cloverdale Avenue, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 10358 Cloverdale Avenue, Ferndale, MI 48220. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 10358 Cloverdale Avenue, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$2,310
Monthly$193
Millage rate37.2947 mills
Municipality: CHARTER TOWNSHIP OF ROYAL OAK
School district: FERNDALE CITY SCHOOL DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,619
Principal & interest$1,426
Property taxes$193
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10358 Cloverdale Avenue, Ferndale, MI 48220
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Municipality
Royal Oak Township
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County
Oakland County
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