Sold
1037 Miami Avenue, Waterford, MI 48327
Sold on 07/13/2026 for$225,000
MLS # 20261044259 (Realcomp)
2 beds1 bath1,062 sqftBuilt 19810.08 acres
1 / 24
Listing Description
Opportunity awaits nearby Cass Lake and downtown Keego Harbor! This charming updated home offers the perfect blend of comfort and convenience, ideal for year-round living or as a weekend retreat. Enjoy a fully fenced backyard, a newly constructed porch, and access to a private boat launch just steps from your front door. The entry level features a renovated kitchen complete with a built-in breakfast nook, flowing seamlessly into a cozy family room with direct access to the private backyard. Upstairs, you will find two spacious bedrooms sharing a full bath, creating comfortable living quarters. The finished walk-out lower level expands the home's living space with a large entertainment area featuring a built-in bar and beverage refrigerator, along with a dedicated laundry room offering ample storage. With lake privileges through the HOA and close proximity to local restaurants, shops, and all that downtown Keego Harbor has to offer, this move-in-ready home captures the best of lakeside living.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 1,062 sq ft home built in 1981 sits in Waterford Township in Waterford.
This home sold for $225,000 (about $212/sq ft).
Estimated annual property tax: $2,614, or about $218 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,062 sqft
Lot Size0.08 acres
Year Built1981
Stories3
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48327
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionAluminum Siding
BasementCrawl Space
HeatingForced Air
WaterWell
SewerPublic
Sale & Financing
Listed6/17/2026
Sold Date7/12/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$50 / Annually
IncludesWater
Source: SparkMLS
Tax Information
Annual Tax$3,285
State Equalized Value$85,960
Taxable Value$83,350
Parcel #1333281020
Source: Public Records
Legal Description
T3N, R9E, SEC 33 CHETOLAH SHORES SUB LOT 9 BLK 21
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jessica S Weisman
The Agency Hall & Hunter
Frequently Asked Questions about 1037 Miami Avenue, Waterford, MI 48327
What school district is 1037 Miami Avenue, Waterford, MI 48327 in?
Per MLS# 20261044259, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 1037 Miami Avenue, Waterford, MI 48327?
Per MLS# 20261044259, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261044259, the most recent reported annual property tax for 1037 Miami Avenue, Waterford, MI 48327 is $3,285. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1037 Miami Avenue, Waterford, MI 48327 eligible for USDA financing?
Per USDA Rural Development boundary data, 1037 Miami Avenue, Waterford, MI 48327 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1037 Miami Avenue, Waterford, MI 48327 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$2,614
Monthly$218
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,584
Principal & interest$1,362
Property taxes$218
HOA$4
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1037 Miami Avenue, Waterford, MI 48327
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Municipality
Waterford Township
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County
Oakland County
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