Sold
10386 N 2nd Street, Otsego, MI 49078
Sold on 08/28/2025 for$206,000
MLS # 25035123 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,300 sqftBuilt 19992.56 acres
1 / 18
Listing Description
Great 2.5 acre property! This 3 bedroom, 2 bath home is situated on 2.5 wooded acres with a private pond. Sitting a bit off the road, the home has a private country feel but is still located close to the highway, Plainwell, Otsego, skiing, parks, and more. The home has a nice sized living room with a large window overlooking the backyard and there is a nice sized kitchen with center island, eating area, and lots of natural light. The primary bedroom has an attached bathroom with double sinks, separate tub, and separate shower. There are two more bedrooms along with an additional full bathroom. There is also main floor laundry. There is a nice sized deck overlooking the private pond. Detached garage and storage offers parking space along with a place to keep outdoor tools. Come see your
Source: SparkMLS
About this home
Located in Alamo Township in Otsego, this property offers 3-bedroom, 2-bath, 1,300 sq ft, with original construction dating to 1999.
This home sold for $206,000 (about $158/sq ft).
Annual property taxes run approximately $1,880 ($157/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 300 Mbps from 6 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeManufactured Home
Bedrooms3
Bathrooms2
Living Area1,300 sqft
Lot Size2.56 acres
Year Built1999
Stories1
Location
CityOtsego
MunicipalityAlamo Twp
Zip Code49078
CountyKalamazoo
School DistrictOtsego Public Schools
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s), Center Island, Eat-in Kitchen
Sale & Financing
Listed7/15/2025
Sold Date8/27/2025
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$6,180
Source: SparkMLS
Tax Information
Annual Tax$1,880
Tax Year2025
Assessed Value$62,114
Parcel #01-05-301-017
Source: SparkMLS
Legal Description
See attached
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Greg S Miller
Berkshire Hathaway HomeServices MI
Frequently Asked Questions about 10386 N 2nd Street, Otsego, MI 49078
What school district is 10386 N 2nd Street, Otsego, MI 49078 in?
Per MLS# 25035123, this property is served by Otsego Public Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 10386 N 2nd Street, Otsego, MI 49078?
Per MLS# 25035123, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25035123, the most recent reported annual property tax for 10386 N 2nd Street, Otsego, MI 49078 is $1,880 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 10386 N 2nd Street, Otsego, MI 49078 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 10386 N 2nd Street, Otsego, MI 49078 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 10386 N 2nd Street, Otsego, MI 49078?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 10386 N 2nd Street, Otsego, MI 49078. The maximum advertised download speed is 300 Mbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Alamo Twp police department or the Kalamazoo County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,394
Principal & interest$1,394
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
300 Mbps
Upload
30 Mbps
Licensed Fixed WirelessGSO SatelliteSatelliteDSL
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10386 N 2nd Street, Otsego, MI 49078
View full property history →
Municipality
Alamo Township
View all listings →
Get email alerts for new listings near 10386 N 2nd Street
We'll notify you when something hits the market in Alamo Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.