For Sale
104 E Locust Street, Three Oaks, MI 49128
$409,900
MLS # 26013127 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,750 sqftBuilt 19000.13 acres
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Listing Description
Located on a quiet side street yet walkable to all Three Oaks offers, you'll find this reimagined modern interpretation of a classic 1900's in-town farmhouse. There are three bedrooms, two full baths and flexible spaces for carefree entertaining and daily living both inside and out. The careful renovation was done by Wisecracker Design just a few years ago complementing the new kitchen, baths, HVAC, classic partial metal roof, windows and restored hardwoods. The open combo living/dining room makes daily living a breeze and is adjacent to the light & bright fully renovated modern eat-in kitchen. A single-car garage (new roof 2026) and a perfectly-sized fenced yard with patio completes the package. Additionally, the basement has been waterproofed and has added mechanical systems. An easy walk to the many shops, theaters, restaurants, galleries, distillery, winery, parks, and so much more within the historic Three Oaks Village downtown. The perfect in-town residence or 2nd home!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,750 sq ft home built in 1900 sits in Three Oaks Township in Three Oaks.
Currently offered at $409,900 (about $234/sq ft).
Estimated annual property tax: $4,074, or about $340 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,750 sqft
Lot Size0.13 acres
Year Built1900
Stories2
Location
CityThree Oaks
MunicipalityThree Oaks Vllg
Zip Code49128
CountyBerrien
School DistrictRiver Valley
Construction & Systems
StyleFarmhouse
ConstructionConcrete, Vinyl Siding
BasementPartial
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorEat-in Kitchen
Sale & Financing
Listed5/13/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,074
Tax Year2024
Assessed Value$118,356
Parcel #11-47-1200-0006-01-7
Source: SparkMLS
Legal Description
COM 57' E OF NW COR OF LOT F CHAMBERLAIN'S PLAT OF SUB OF NW1/4 OF NW1/4 OF SEC 11 T8S R20W TH S 8 RDS E 42' N 8 RDS W 42' TO BEG
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ronald Zarantenello
@properties Christie's International R.E.
Frequently Asked Questions about 104 E Locust Street, Three Oaks, MI 49128
Which school district serves 104 E Locust Street, Three Oaks, MI 49128?
Per MLS# 26013127, 104 E Locust Street, Three Oaks, MI 49128 is in the River Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact River Valley directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26013127, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 104 E Locust Street, Three Oaks, MI 49128?
Per public tax records, annual property taxes for this property are $4,074 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 104 E Locust Street, Three Oaks, MI 49128 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 104 E Locust Street, Three Oaks, MI 49128 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 104 E Locust Street, Three Oaks, MI 49128?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Three Oaks Vllg police department or the Berrien County sheriff's office.
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Monthly payment$2,659
Principal & interest$2,659
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
104 E Locust Street, Three Oaks, MI 49128
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Municipality
Three Oaks Township
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