For Sale
10412 W Woodrow Road, Shelby, MI 49455
$429,900
MLS # 26028841 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,829 sqftBuilt 20020.67 acres
1 / 29
Listing Description
Set in one of the most historic associations in West Michigan, this 4 Bedroom, 3 Bathroom home offers the perfect layout with a total of 2829 square feet of living space and attached 2 stall garage. Privacy in every direction and still minutes from Silver Lake Sand Dunes, Stoney Lake, Pentwater and the harbor town of Ludington is just a short drive. Boasting the amenities of Little Point Sable Association, enjoy private association access to an amazing Lake Michigan beach, tennis courts, pickleball courts, and a very unique Danish Crolf course. A hike to the historic Stone Church located within the association is a hidden gem and is used as a wedding venue. On the eastern boundry of the association is the Memorial Nature Preserve, 150 acres of unspoiled Lake Michigan bluffs for hiking.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,829 sq ft home built in 2002 sits in Shelby.
Asking $429,900 (about $152/sq ft).
Estimated annual property tax: $1,322, or about $110 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,829 sqft
Lot Size0.67 acres
Year Built2002
Stories2
Location
CityShelby
MunicipalityBenona Twp
Zip Code49455
CountyOceana
School DistrictShelby
Construction & Systems
StyleCape Cod
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air, Outdoor Furnace
WaterWell
SewerSeptic Tank
UtilitiesHigh-Speed Internet
InteriorCeiling Fan(s), LP Tank Rented, Center Island, Eat-in Kitchen
Sale & Financing
Listed6/11/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,322
Tax Year2025
Assessed Value$113,424
Parcel #011-505-104-00
Source: SparkMLS
Legal Description
SEC 12 T14N R19W LITTLE POINT SABLE - SOUTH PLAT LOT 104
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jim Foster
CENTURY 21 Bayshore
Frequently Asked Questions about 10412 W Woodrow Road, Shelby, MI 49455
What school district is 10412 W Woodrow Road, Shelby, MI 49455 in?
Per MLS# 26028841, this property is served by Shelby. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26028841, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26028841, the most recent reported annual property tax for 10412 W Woodrow Road, Shelby, MI 49455 is $1,322 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 10412 W Woodrow Road, Shelby, MI 49455 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 10412 W Woodrow Road, Shelby, MI 49455 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Benona Twp police department or the Oceana County sheriff's office.
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Monthly payment$2,788
Principal & interest$2,788
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
10412 W Woodrow Road, Shelby, MI 49455
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County
Macomb County
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