Sold
10428 N Oak Drive, Ferndale, MI 48220
Sold on 07/03/2024 for$250,000
MLS # 20240019727 (Realcomp)
3 beds2 baths2,156 sqftBuilt 19650.17 acres
1 / 54
Listing Description
Nestled on a serene, quiet street, this remodeled brick ranch exudes charm and sophistication. The curb appeal is exceptional,featuring a brand new driveway and meticulously manicured landscaping. Invited with a new and expanded concrete driveway. Dramatic matte black modern front door with nickel angled lock and handle. Stepping inside, you'll be greeted by a wealth ofupdates and modern amenities throughout. The living room showcases original hardwood floors, adding a touch of warmth and character. The spacious kitchen is a chef's dream, boasting quartz countertops, glass tile backsplash stainless steel appliances, brand new cabinets, a cozy breakfast nook perfect for enjoying your morning coffee, and light oak luxury vinyl plank throughout the kitchen and hallway leading you downstairs to the finished basement. The family room is a focal point of comfort, complete with plush new carpeting and a charming fireplace, creating an inviting space to entertain guests or unwind after a long day. The main level bathroom is a luxurious retreat, featuring a custom vanity, an LED mirror, and a Bluetooth speaker integrated into the ceiling vent, offering both style and functionality. Venturing downstairs, the expansive finished basement offers endless possibilities. It includes a full bathroom, a second kitchen with an active gas line, and a versatile bonus room that could serve as an additional bedroom or a home office, catering to your lifestyle needs. A new wooden fence invites you to a potential backyard oasis. Large open space perfect for outdoor entertainment. Whether you choose to live in this delightful abode or rent it out, 10428 N Oak Drive promises comfort, style, and functionality in every corner.
Source: SparkMLS
About this home
Located in Royal Oak Township in Ferndale, this property offers 3-bedroom, 2-bath, 2,156 sq ft, with original construction dating to 1965.
Final sale price: $250,000 (about $116/sq ft).
Property tax estimate: $3,038 per year ($253/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,156 sqft
Lot Size0.17 acres
Year Built1965
Stories2
Location
CityFerndale
Zip Code48220
CountyOakland
School DistrictOak Park City School District
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed4/1/2024
Sold Date7/2/2024
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,040
State Equalized Value$81,470
Taxable Value$81,470
Parcel #2532401037
Source: Public Records
Legal Description
T1N, R11E, SEC 32 NORTHLAND OAKS SUB LOT 26
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Robert Phillips
@properties Christie's Int'l R.E. Birmingham
Frequently Asked Questions about 10428 N Oak Drive, Ferndale, MI 48220
What school district is 10428 N Oak Drive, Ferndale, MI 48220 in?
Per MLS# 20240019727, this property is served by Oak Park City School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20240019727, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20240019727, the most recent reported annual property tax for 10428 N Oak Drive, Ferndale, MI 48220 is $2,040. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 10428 N Oak Drive, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 10428 N Oak Drive, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 10428 N Oak Drive, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 10428 N Oak Drive, Ferndale, MI 48220?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$3,038
Monthly$253
Millage rate37.2947 mills
Municipality: CHARTER TOWNSHIP OF ROYAL OAK
School district: FERNDALE CITY SCHOOL DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$1,940
Principal & interest$1,686
Property taxes$253
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatellite
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10428 N Oak Drive, Ferndale, MI 48220
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Municipality
Royal Oak Township
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County
Oakland County
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