Sold
1044 S Bridge Street, Belding, MI 48809
Sold on 07/01/2026 for$230,000
MLS # 26020880 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,100 sqftBuilt 19000.2 acres
1 / 35
Listing Description
Charm and character shine throughout this beautifully maintained 3-bedroom, 1-bath home in the heart of Belding. Inside, you'll find a warm and inviting layout with two spacious living areas, timeless custom cabinetry, and an updated bathroom with modern touches. The kitchen offers abundant cabinet space, included appliances, and great flow for everyday living and entertaining. Two main-floor bedrooms provide convenience, while the finished loft upstairs offers endless possibilities as a bedroom, office, studio, or cozy retreat. Recent updates include a newer roof (2020) and brand-new water heater (2024). Located just minutes from parks, schools, restaurants, and downtown Belding, this move-in-ready home offers comfort, flexibility, and charm from the moment you walk in.
Source: SparkMLS
About this home
Located in Belding in Belding, this property offers 3-bedroom, 1-bath, 1,100 sq ft, with original construction dating to 1900.
Final sale price: $230,000 (about $209/sq ft).
Property tax estimate: $2,326 per year ($194/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,100 sqft
Lot Size0.2 acres
Year Built1900
Stories1
Location
CityBelding
MunicipalityBelding City
Zip Code48809
CountyIonia
School DistrictBelding
Construction & Systems
StyleTraditional
ConstructionConcrete, Vinyl Siding
BasementMichigan Basement
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
Sale & Financing
Listed5/7/2026
Sold Date6/30/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,326
Tax Year2025
Assessed Value$55,772
Parcel #403-160-000-040-00
Source: SparkMLS
Legal Description
CITY OF BELDING SABINS ADDN LOT 8 BLK 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ann M Wasson
Gatehouse Real Estate LLC
Frequently Asked Questions about 1044 S Bridge Street, Belding, MI 48809
What school district is 1044 S Bridge Street, Belding, MI 48809 in?
Per MLS# 26020880, this property is served by Belding. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 1044 S Bridge Street, Belding, MI 48809?
Per MLS# 26020880, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26020880, the most recent reported annual property tax for 1044 S Bridge Street, Belding, MI 48809 is $2,326 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1044 S Bridge Street, Belding, MI 48809 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1044 S Bridge Street, Belding, MI 48809 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Belding City police department or the Ionia County sheriff's office.
Map
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Monthly payment$1,459
Principal & interest$1,459
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1044 S Bridge Street, Belding, MI 48809
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Municipality
Belding
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