For Sale
10480 N Straits Highway, Cheboygan, MI 49721
$599,900
MLS # 201839547
3 beds3 bathsBuilt 20050.79 acres
1 / 44
Listing Description
Enjoy stunning Cheboygan River views from this inviting chalet-style home, set on a spacious 1-acre parcel. Thoughtfully designed for comfort and entertaining, the main level features a private primary suite and convenient laundry, while the walkout lower level offers the perfect gathering space with a bar area and game room. There's room for everyone with an expansive loft for additional sleeping, plus an extra bedroom and bath below. Outside, take in the peaceful river setting from multiple decks, or host guests with ease thanks to the paved RV pad complete with electric, water, and sewer hookups. Two garages provide ample storage for all your Up North toys, and the location is hard to beat--just minutes from town and ''The Forks'' boat launch for easy access to the Inland Waterway, Age: 21-30 Years Approx.
Source: SparkMLS
About this home
3-bedroom, 3-bath home in Cheboygan built in 2005.
Listed at $599,900.
Electric service is provided by Presque Isle Electric & Gas Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Lot Size0.79 acres
Year Built2005
Location
CityCheboygan
MunicipalityInverness Twp
Zip Code49721
CountyCheboygan
Sale & Financing
Listed4/20/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jacqueline Kimball
Real Broker LLC - Petoskey
Frequently Asked Questions about 10480 N Straits Highway, Cheboygan, MI 49721
Is 10480 N Straits Highway, Cheboygan, MI 49721 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 10480 N Straits Highway, Cheboygan, MI 49721 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Presque Isle Electric & Gas Cooperative. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Inverness Twp police department or the Cheboygan County sheriff's office.
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Monthly payment$3,891
Principal & interest$3,891
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Presque Isle Electric & Gas Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10480 N Straits Highway, Cheboygan, MI 49721
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