For Sale
1054 E Heart Lake Drive, Gaylord, MI 49735
$625,000
MLS # 201841548
3 beds3 bathsBuilt 1984
1 / 68
Listing Description
Dreaming of lakefront living? This comfortable ranch home with 105 ft of Heart Lake frontage may be the perfect place. Home features an open floor plan with split bedrooms, vaulted ceilings, 3 main level bedrooms including primary suite with bath, walk in closet and waterside door wall to the expansive decking. Additional Lake side door walls in living room and lower family room. Walkout level features a large family room, additional 3 rd bath, craft room, 2 bonus rooms, utility room and storage. Plenty of room for family and friends! Two car attached garage, vestibule, large shed for all the toys. Enjoy all the lake views on the deck, with concrete steps to lake and dock. New rock wall installed 2023. Natural gas heat,air, and Generac, plus easy access to I75,Gaylord and Grayling., Age: 31+ Years Approx
Source: SparkMLS
About this home
This 3-bedroom, 3-bath home built in 1984 sits in Gaylord.
Listed at $625,000.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Year Built1984
Location
CityGaylord
MunicipalityOtsego Lake Twp
Zip Code49735
CountyOtsego
Sale & Financing
Listed7/16/2026
Source: SparkMLS
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 17, 2026
Listed for sale
$625,000
Listed by Brian Goebel
Berkshire Hathaway HomeServices
Frequently Asked Questions about 1054 E Heart Lake Drive, Gaylord, MI 49735
Is 1054 E Heart Lake Drive, Gaylord, MI 49735 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Otsego Lake Twp police department or the Otsego County sheriff's office.
Map
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Monthly payment$4,054
Principal & interest$4,054
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1054 E Heart Lake Drive, Gaylord, MI 49735
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