Under Contract
10603 Tall Oaks Court, Roscommon, MI 48653
$499,900
MLS # 1946115 (Northern Great Lakes REALTORS® MLS)
4 beds3 bathsBuilt 19971.16 acres
1 / 56
Listing Description
This beautifully updated 4-bedroom, 4-bath home is tucked into a quiet neighborhood and just down the road from the aqua-blue shoreline of gorgeous Higgins Lake. Situated on 1.16 acres, this spacious 3,700 sqft ranch offers a fully finished walkout basement and a highly desirable east-side location close to town, schools, and freeway access. Enjoy easy lake access at the Maplehurst public road end, one of the few around Higgins Lake offering a sandy beach, boat launch, and dock, making it simple to get your boat in and out of the water. And the sunsets? Absolutely incredible. Inside, the main living area has been tastefully updated, including a full kitchen remodel with new cabinets, granite countertops, matte black Café appliances, knotty pine ceilings, lighting, and hardwood floors with radiant heat underneath for added comfort. Additional updates include new Andersen windows, a maintenance-free 28' x 14' TimberTech composite deck, a crushed stone driveway with added blacktop in front of the 24' x 36' second garage, and more. An attached 22' x 28' heated garage completes the package. With space, updates, location, and Higgins Lake access nearby, this one checks all the boxes. Seller is a licensed real estate agent in the State of Michigan.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath home built in 1997 sits in Roscommon.
Listed at $499,900.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Lot Size1.16 acres
Year Built1997
Location
CityRoscommon
Zip Code48653
CountyRoscommon
Construction & Systems
BasementCrawl Space, Other
HeatingNatural Gas, Baseboard, Hot Water, Radiant
WaterPrivate Water
Sale & Financing
Listed6/3/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by KEVIN NAGEL
COLDWELL BANKER SCHMIDT REALTORS-HL
Frequently Asked Questions about 10603 Tall Oaks Court, Roscommon, MI 48653
What financing options are available for 10603 Tall Oaks Court, Roscommon, MI 48653?
Per MLS# 1946115, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 10603 Tall Oaks Court, Roscommon, MI 48653 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 10603 Tall Oaks Court, Roscommon, MI 48653 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 10603 Tall Oaks Court, Roscommon, MI 48653?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$3,242
Principal & interest$3,242
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10603 Tall Oaks Court, Roscommon, MI 48653
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