Sold
10606 Lake Street, Chippewa Lake, MI 49320
Sold on 04/24/2026 for$217,400
MLS # 26003694 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,073 sqftBuilt 20200.02 acres
1 / 82
Listing Description
This custom-built home showcases stunning views of Chippewa Lake and is a short walk to the public access! The open-concept main floor includes a kitchen with granite countertops, stainless steel appliances, and luxury vinyl plank flooring throughout. On the second floor is a huge primary bedroom, full bathroom and an office nook. The basement area offers the possibility of an additional bedroom or more living space. Other home features include: R-21 insulation in walls, R-42 in the vaulted ceiling, and a zoned HVAC system for maximum comfort. A new 5'' well, water softener, and a filtration system. The property features full-thickness polymer decking and minimal yard maintenance. The steel roof ensures long-term durability. Enjoy beautiful lake views and low-maintenance living in time for summer!
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 1,073 sq ft home built in 2020 sits in Chippewa Lake.
Closed at $217,400 (about $203/sq ft).
Annual property taxes run approximately $1,749 ($146/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,073 sqft
Lot Size0.02 acres
Year Built2020
Stories2
Location
CityChippewa Lake
MunicipalityChippewa Twp
Zip Code49320
CountyMecosta
School DistrictChippewa Hills
Construction & Systems
StyleContemporary
ConstructionVinyl Siding
BasementCrawl Space, Partial
HeatingOther
WaterWell
SewerPublic
Sale & Financing
Listed2/1/2026
Sold Date4/23/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,749
Tax Year2024
Assessed Value$86,200
Parcel #5403029007100
Source: SparkMLS
Legal Description
SEC 29 T16N R08W PART OF GOVT LOT 4 BEG AT INT OF NW COR 3RD & LAKE STS, VILL OF CHIP LA TH S 87 DEG 48 M W 47.10 FT POB TH N 2 DEG 12 M W 33.60 FT TH S 87 DEG 48 M W 31.90 FT TH S 2 DEG 12 M E 33.60 FT TH N 87 DEG 12 M E ALG LAKE ST 31.90 FT TO POB AS RECD IN L 293 PG 508
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kelley Reitzel
Big Rapids Realty
Frequently Asked Questions about 10606 Lake Street, Chippewa Lake, MI 49320
Which school district serves 10606 Lake Street, Chippewa Lake, MI 49320?
Per MLS# 26003694, 10606 Lake Street, Chippewa Lake, MI 49320 is in the Chippewa Hills boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Chippewa Hills directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26003694, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 10606 Lake Street, Chippewa Lake, MI 49320?
Per public tax records, annual property taxes for this property are $1,749 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 10606 Lake Street, Chippewa Lake, MI 49320 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 10606 Lake Street, Chippewa Lake, MI 49320 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 10606 Lake Street, Chippewa Lake, MI 49320. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 10606 Lake Street, Chippewa Lake, MI 49320?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Chippewa Twp police department or the Mecosta County sheriff's office.
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
1 Gbps
SpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
50 MbpsBrightspeedDSL
40 MbpsPoint Broadband Fiber Holding LLCLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10606 Lake Street, Chippewa Lake, MI 49320
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