Sold
10641 N OAK Drive, Ferndale, MI 48220
Sold on 06/06/2024 for$250,000
MLS # 20240028769 (Realcomp)
3 beds3 baths1,988 sqftBuilt 19640.15 acres
1 / 41
Listing Description
Step into luxury living in the heart of Ferndale! This beautifully remodeled home boasts modern elegance throughout, with no detail spared. From the chic finishes to the open-concept design, every inch of this property has been carefully curated for contemporary comfort. The recently finished basement, adorned with luxury vinyl, offers an additional retreat space perfect for entertainment or relaxation. Whether you're hosting guests or enjoying quiet evenings in, this home provides the perfect backdrop for your lifestyle. Don't miss the chance to make this meticulously updated property your own personal sanctuary in Ferndale!This listing includes a brand-new stainless steel fridge, stove, and $ microwave. A newly installed sump pump with a lifetime warranty is also transferrable to the buyer.
Source: SparkMLS
About this home
Located in Royal Oak Township in Ferndale, this property offers 3-bedroom, 3-bath, 1,988 sq ft, with original construction dating to 1964.
This home sold for $250,000 (about $126/sq ft).
Annual property taxes run approximately $2,592 ($216/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,988 sqft
Lot Size0.15 acres
Year Built1964
Stories1
Location
CityFerndale
Zip Code48220
CountyOakland
School DistrictOak Park
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed5/1/2024
Sold Date6/5/2024
Original Price$260,000
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$1,456
State Equalized Value$69,490
Taxable Value$69,490
Parcel #2532402006
Source: Public Records
Legal Description
T1N, R11E, SEC 32 NORTHLAND OAKS SUB LOT 56
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Obundah Wenah
KW Showcase Realty
Frequently Asked Questions about 10641 N OAK Drive, Ferndale, MI 48220
What school district is 10641 N OAK Drive, Ferndale, MI 48220 in?
Per MLS# 20240028769, this property is served by Oak Park. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20240028769, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20240028769, the most recent reported annual property tax for 10641 N OAK Drive, Ferndale, MI 48220 is $1,456. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 10641 N OAK Drive, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 10641 N OAK Drive, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 10641 N OAK Drive, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 10641 N OAK Drive, Ferndale, MI 48220?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$2,592
Monthly$216
Millage rate37.2947 mills
Municipality: CHARTER TOWNSHIP OF ROYAL OAK
School district: FERNDALE CITY SCHOOL DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,837
Principal & interest$1,621
Property taxes$216
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatellite
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10641 N OAK Drive, Ferndale, MI 48220
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Municipality
Royal Oak Township
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County
Oakland County
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