Sold
10700 1st Street, Otsego, MI 49078
Sold on 10/31/2025 for$359,900
MLS # 25040001 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,118 sqftBuilt 19704.32 acres
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About this home
This 3-bedroom, 1-bath, 1,118 sq ft home built in 1970 sits in Alamo Township in Otsego.
Closed at $359,900 (about $322/sq ft).
Estimated annual property tax: $2,012, or about $168 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 280 Mbps from 4 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,118 sqft
Lot Size4.32 acres
Year Built1970
Stories1
Location
CityOtsego
MunicipalityAlamo Twp
Zip Code49078
CountyKalamazoo
School DistrictOtsego
Construction & Systems
StyleRanch
ConstructionAluminum Siding
BasementCrawl Space
Garage2 spaces
HeatingHot Water
WaterWell
SewerSeptic Tank
InteriorGarage Door Opener, LP Tank Rented, Eat-in Kitchen
Sale & Financing
Listed8/7/2025
Sold Date10/30/2025
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,012
Tax Year2024
Assessed Value$64,491
Parcel #390106245011
Source: SparkMLS
Legal Description
SEC 6-1-12 COMM AT NE COR TH S 89DEG00MIN15SEC W ALG N SEC LI 1314.81FT TO W LI NEFR1/4 NEFR1/4 TH S 01DEG06MIN54SEC E ALG SD W LI 1580.63FT TO BEG TH N 89DEG00MIN15SEC E 318.28FT TH S 01DEG05MIN27SEC E 593.01FT TO S LI OF NEFR1/4 NEFR1/4 TH S 89DEG2 9MIN12SEC W ALG SD S LI 318.05FT TH N 01DEG06MIN53SEC W 590.33FT TO BEG* **SPLIT FOR 2004 FROM 06-245-010 INTO 06-245-011 & 013*
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kyle J McMaster
Michigan Top Producers
Frequently Asked Questions about 10700 1st Street, Otsego, MI 49078
Which school district serves 10700 1st Street, Otsego, MI 49078?
Per MLS# 25040001, 10700 1st Street, Otsego, MI 49078 is in the Otsego boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Otsego directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25040001, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 10700 1st Street, Otsego, MI 49078?
Per public tax records, annual property taxes for this property are $2,012 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 10700 1st Street, Otsego, MI 49078 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 10700 1st Street, Otsego, MI 49078 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 10700 1st Street, Otsego, MI 49078. The maximum advertised download speed is 280 Mbps. 4 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 10700 1st Street, Otsego, MI 49078?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Alamo Twp police department or the Kalamazoo County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,334
Principal & interest$2,334
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
280 Mbps
Upload
30 Mbps
GSO SatelliteSatelliteLicensed Fixed Wireless
4 providers at this address
StarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10700 1st Street, Otsego, MI 49078
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Municipality
Alamo Township
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