Sold
10732 N Oak Drive, Ferndale, MI 48220
Sold on 07/06/2026 for$299,900
MLS # 50210118 (MiRealSource)
3 beds2 bathsBuilt 19640.16 acres
1 / 21
Listing Description
Welcome home to this beautifully updated sprawling brick ranch offering the perfect blend of comfort, style, and functionality. Featuring 3 spacious bedrooms and 2 full bathrooms, this move-in ready home showcases modern finishes throughout. The private primary suite includes a full ensuite bath, while both bathrooms have been tastefully updated with contemporary touches. The heart of the home is the stunning oversized kitchen — a true culinary enthusiast’s dream — complete with abundant cabinet space, SS appliances, and plenty of room for cooking, gathering, and entertaining. Bask in the stunning year-round sunroom while having your morning coffee, or enjoying starlit evenings by the cozy fireplace. You’ll love the home’s inviting layout, & neutral paint palette that creates a clean and modern feel throughout. The large open basement offers endless recreation space, storage, & includes newer glass block windows for added peace of mind. Exterior features continue to impress with great curb appeal, attractive landscaping, newer gutters, newer windows, and a full brick exterior that adds timeless character and durability. Enjoy summer gatherings in the nicely sized backyard featuring a patio perfect for entertaining family and friends. A 2-car attached garage adds convenience and extra storage. This updated home checks all the boxes — modern, spacious, stylish, and truly move-in ready. Don’t miss your opportunity to make this exceptional property your next home.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath home built in 1964 sits in Royal Oak Township in Ferndale.
Final sale price: $299,900.
Annual property taxes run approximately $3,045 ($254/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.16 acres
Year Built1964
Location
CityFerndale
Zip Code48220
CountyOakland
School DistrictOak Park
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed6/3/2026
Sold Date7/5/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
State Equalized Value$81,660
Taxable Value$77,280
Parcel #2532401019
Source: Public Records
Legal Description
T1N, R11E, SEC 32 NORTHLAND OAKS SUB LOT 8
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Ryan Kegley
Realty Executives Home Towne Shelby
Frequently Asked Questions about 10732 N Oak Drive, Ferndale, MI 48220
What school district is 10732 N Oak Drive, Ferndale, MI 48220 in?
Per MLS# 50210118, this property is served by Oak Park. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50210118, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 10732 N Oak Drive, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 10732 N Oak Drive, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 10732 N Oak Drive, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$3,045
Monthly$254
Millage rate37.2947 mills
Municipality: CHARTER TOWNSHIP OF ROYAL OAK
School district: FERNDALE CITY SCHOOL DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,199
Principal & interest$1,945
Property taxes$254
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10732 N Oak Drive, Ferndale, MI 48220
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Municipality
Royal Oak Township
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County
Oakland County
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