For Sale
10785 Oxbow Lakeshore Drive, White Lake, MI
$995,000
MLS # 20261029283 (Realcomp)
5 beds6 baths7,201 sqftBuilt 19891.12 acres
1 / 47
Listing Description
LIVE THE “LAKE” LIFE EVERY DAY IN YOUR OWN HOME! Premium Lakefront lot on all sports Oxbow Lake with 1.117 Acre, 4,801 SqFt, Finished Walkout Lower Level ~ 2,400 SqFt! Home ready to be Filled with your Memories! Welcome to this Contemporary home which will capture your heart! Wake up to panoramic lake views, relax by the water's edge and enjoy sunsets that paint the sky over beautiful ‘Oxbow Lake’ while enjoying the Michigan seasons. Welcoming foyer opens into great room with fireplace creating a spacious & inviting feeling. 1st floor primary suite with fireplace and large primary full bath and lake view window. Kitchen connected to formal dining room and great room. All bedrooms are spacious! Finished walk-out basement with kitchen, bedroom, full bath, family/entertainment area which is perfect for entertaining or family fun. Prime Location, Situated in the desirable White Lake Township, you’ll enjoy the balance of tranquil lakefront living with convenient access to schools, shopping, dining, and recreational activities. This home gives you all of the must-haves for comfort & indulgent delights to fit any life style living. Truly once in a lifetime opportunity!
Source: SparkMLS
About this home
This 5-bedroom, 6-bath, 7,201 sq ft home built in 1989 sits in White Lake Township in White Lake.
Listed at $995,000 (about $138/sq ft).
Estimated annual property tax: $19,689, or about $1,641 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms6
Living Area7,201 sqft
Lot Size1.12 acres
Year Built1989
Stories3
Location
CityWhite Lake
MunicipalityWhite Lake Twp
CountyOakland
School DistrictHuron Valley
Construction & Systems
ConstructionBrick
BasementWalk-Out Access
Garage4 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Finished
Sale & Financing
Listed4/28/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$20,497
State Equalized Value$684,360
Taxable Value$576,710
Parcel #1222402012
Source: Public Records
Legal Description
T3N, R8E, SEC 22 OXBOW LAKE HEIGHTS LOT 12 5-22-84 FR 401-004
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Pam Hicks
Real Estate One-Northville
Frequently Asked Questions about 10785 Oxbow Lakeshore Drive, White Lake, MI
What school district is 10785 Oxbow Lakeshore Drive, White Lake, MI in?
Per MLS# 20261029283, this property is served by Huron Valley. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261029283, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261029283, the most recent reported annual property tax for 10785 Oxbow Lakeshore Drive, White Lake, MI is $20,497. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 10785 Oxbow Lakeshore Drive, White Lake, MI eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 10785 Oxbow Lakeshore Drive, White Lake, MI is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Tax Estimate
$
Annual tax$19,689
Monthly$1,641
Millage rate28.7703 mills
Municipality: CHARTER TOWNSHIP OF WHITE LAKE
School district: TR-HURON VALLEY/WALL
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$8,094
Principal & interest$6,454
Property taxes$1,641
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10785 Oxbow Lakeshore Drive, White Lake, MI
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Municipality
White Lake Township
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County
Oakland County
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