For Sale
1079 Rector Street NE, Sparta, MI 49345
$359,900
MLS # 26035767 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,994 sqftBuilt 19725 acres
1 / 30
Listing Description
Opportunity awaits with this 3-bedroom home nestled on 5 beautiful acres in the desirable Sparta School District! Featuring a spacious living room perfect for relaxing or entertaining, this home offers plenty of room to make it your own. The finished walkout basement adds valuable living space for a family room, recreation area, home office, or guests. Complete with a natural gas whole house generator, New Furnace & Central Air in 2019, New Water Heater 2026, New Stove & Refrigerator 2026. Outside, you'll find an impressive 1,700-square-foot pole barn with endless possibilities for storage, hobbies, equipment, or a workshop. The peaceful acreage provides privacy and space to enjoy country living while remaining conveniently located. With fresh paint and new floor coverings, this home will truly shine and is ready for your personal touch. Don't miss this opportunity to create your dream country property
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,994 sq ft home built in 1972 sits in Algoma Township in Sparta.
Listed at $359,900 (about $180/sq ft).
Annual property taxes run approximately $3,058 ($255/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,994 sqft
Lot Size5 acres
Year Built1972
Stories1
Location
CitySparta
MunicipalityAlgoma Twp
Zip Code49345
CountyKent
School DistrictSparta
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected, High-Speed Internet
InteriorCenter Island
Sale & Financing
Listed7/13/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,058
Tax Year2026
State Equalized Value$159,700
Taxable Value$100,989
Assessed Value$100,989
Parcel #410620100024
Source: Public Records
Legal Description
E 5 A. OF W 10 A. OF S 1/2 SE 1/4 NW 1/4 * SEC 20 T9N R11W 5.00 A.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Gregory A Simmons Sr.
Berkshire Hathaway HomeServices Michigan Real Estate (Rock)
Frequently Asked Questions about 1079 Rector Street NE, Sparta, MI 49345
Which school district serves 1079 Rector Street NE, Sparta, MI 49345?
Per MLS# 26035767, 1079 Rector Street NE, Sparta, MI 49345 is in the Sparta boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Sparta directly to confirm enrollment eligibility.
What financing options are available for 1079 Rector Street NE, Sparta, MI 49345?
Per MLS# 26035767, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1079 Rector Street NE, Sparta, MI 49345?
Per public tax records, annual property taxes for this property are $3,058 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1079 Rector Street NE, Sparta, MI 49345 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1079 Rector Street NE, Sparta, MI 49345 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1079 Rector Street NE, Sparta, MI 49345?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Algoma Twp police department or the Kent County sheriff's office.
Map
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Monthly payment$2,334
Principal & interest$2,334
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1079 Rector Street NE, Sparta, MI 49345
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Municipality
Algoma Township
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