Sold
109 Cedar Street, Decatur, MI 49045
Sold on 08/27/2025 for$188,000
MLS # 25032302 (Michigan Regional Information Center (MichRIC))
4 beds1 bath1,552 sqftBuilt 19500.5 acres
1 / 28
Listing Description
Charming Cape Cod-style home featuring 4 bedrooms, beautifully updated kitchen and bathroom, and original hardwood floors. Enjoy extra living space in the finished basement with separate storage room. Enjoy an extra-large garage for storage or hobbies, with 4 parking places. Nestled on a spacious half-acre lot near public schools and the scenic Red Woolfe Beach & Park at Lake of the Woods—this home offers comfort, style, and a prime location!
Source: SparkMLS
About this home
This 4-bedroom, 1-bath, 1,552 sq ft home built in 1950 sits in Decatur.
Final sale price: $188,000 (about $121/sq ft).
Estimated annual property tax: $3,121, or about $260 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Indiana Michigan Power Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 2,000 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area1,552 sqft
Lot Size0.5 acres
Year Built1950
Stories2
Location
CityDecatur
MunicipalityDecatur Vllg
Zip Code49045
CountyVan Buren
School DistrictDecatur
Construction & Systems
StyleCape Cod
ConstructionAluminum Siding, Brick
BasementFull
Garage4 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/2/2025
Sold Date8/26/2025
Original Price$199,900
Terms AcceptedCash, FHA, Rural Development, Conventional
Concessions$3
Source: SparkMLS
Tax Information
Annual Tax$2,436
Tax Year2024
State Equalized Value$64,000
Taxable Value$45,892
Assessed Value$45,892
Homestead (PRE)100%
Parcel #80-43-040-093-00
Source: Public Records
Legal Description
535-A 19-4-14 920-912 1366-966 1441-850 1454-790 1455-515 1471-863 1476-705 1560-38 1646-152 1662-507 *** E 1/2 OF LOT 15. ALSO W 1/2 OF LOT 16. BLOCK 7 ORIGINAL PLAT OF DECATUR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Amy Rose
Gale Realty, LLC
Frequently Asked Questions about 109 Cedar Street, Decatur, MI 49045
Which school district serves 109 Cedar Street, Decatur, MI 49045?
Per MLS# 25032302, 109 Cedar Street, Decatur, MI 49045 is in the Decatur boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Decatur directly to confirm enrollment eligibility.
What financing options are available for 109 Cedar Street, Decatur, MI 49045?
Per MLS# 25032302, this listing accepts Cash, FHA, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 109 Cedar Street, Decatur, MI 49045?
Per public tax records, annual property taxes for this property are $2,436 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 109 Cedar Street, Decatur, MI 49045 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 109 Cedar Street, Decatur, MI 49045 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 109 Cedar Street, Decatur, MI 49045. The maximum advertised download speed is 2.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 109 Cedar Street, Decatur, MI 49045?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Decatur Vllg police department or the Van Buren County sheriff's office.
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Tax Estimate
$
Annual tax$3,121
Monthly$260
Millage rate48.7634 mills
Municipality: Village of Decatur
School district: DECATUR PUBLIC SCHOOLS
County: Van Buren
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$1,492
Principal & interest$1,232
Property taxes$260
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
2 Gbps
Upload
2 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
Surf InternetFiber
2 GbpsXfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsFrontierDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
109 Cedar Street, Decatur, MI 49045
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