Sold
109 Cogshall Street, Holly, MI 48442
Sold on 07/02/2026 for$163,000
MLS # 20261036297 (Realcomp)
3 beds2 baths1,564 sqftBuilt 18970.58 acres
1 / 14
Listing Description
Vintage farmhouse opportunity in the heart of Holly! Situated on a spacious .58-acre lot, this 3-bedroom, 1.5-bath home is full of character and ready for your vision. Featuring a 2.5-car detached garage and plenty of room to grow, this property offers endless possibilities for investors, renovators, or buyers looking to create their dream home. Bring your ideas and imagination — with some updating, this farmhouse can truly shine. Conveniently located near downtown Holly shops, dining, and community events. Potential like this doesn’t come around often!
Source: SparkMLS
About this home
Located in Holly Township in Holly, this property offers 3-bedroom, 2-bath, 1,564 sq ft, with original construction dating to 1897.
Closed at $163,000 (about $104/sq ft).
Annual property taxes run approximately $2,812 ($234/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,564 sqft
Lot Size0.58 acres
Year Built1897
Stories2
Location
CityHolly
MunicipalityHolly Twp
Zip Code48442
CountyOakland
School DistrictHolly
Construction & Systems
ConstructionAluminum Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/18/2026
Sold Date7/1/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,959
State Equalized Value$99,820
Taxable Value$43,730
Parcel #0134401007
Source: Public Records
Legal Description
T5N, R7E, SEC 34 ASSESSOR'S PLAT NO 1 LOT 12
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Nancy J Rademacher
KW Professionals Brighton
Frequently Asked Questions about 109 Cogshall Street, Holly, MI 48442
Which school district serves 109 Cogshall Street, Holly, MI 48442?
Per MLS# 20261036297, 109 Cogshall Street, Holly, MI 48442 is in the Holly boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Holly directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261036297, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 109 Cogshall Street, Holly, MI 48442?
Per public tax records, annual property taxes for this property are $2,959. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 109 Cogshall Street, Holly, MI 48442 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 109 Cogshall Street, Holly, MI 48442 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 109 Cogshall Street, Holly, MI 48442?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$2,812
Monthly$234
Millage rate28.1663 mills
Municipality: VILLAGE OF HOLLY
School district: GRAND BLANC COMM SCHOOLS
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,271
Principal & interest$1,037
Property taxes$234
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
109 Cogshall Street, Holly, MI 48442
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Municipality
Holly Township
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County
Oakland County
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