Sold
10920 Dwight Street, Chippewa Lake, MI 49320
Sold on 07/31/2025 for$175,000
MLS # 25025090 (Michigan Regional Information Center (MichRIC))
2 beds1 bath957 sqftBuilt 19402.97 acres
1 / 18
Listing Description
**Investment opportunity on Chippewa Lake!! -This adorable property has been in the same family since 1951, and now it's ready for its next chapter. Located on the shores of highly desirable Chippewa Lake—an all-sports lake known for its year-round calendar of fun and festivities—this home offers incredible potential for someone ready to put a little effort in. The house has had some key updates, including a newer roof and windows, and sits on nearly 3 acres total. The garage opens front and back for convenience. Across the street, an additional parcel provides extra parking, storage, or the possibility of building a second garage or structure in the future. The well was working until very recently, but will need a new pump motor, so the home is being sold As-Is to settle the estate.
Source: SparkMLS
About this home
Located in Chippewa Lake, this property offers 2-bedroom, 1-bath, 957 sq ft, with original construction dating to 1940.
Closed at $175,000 (about $183/sq ft).
Annual property taxes run approximately $1,551 ($129/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 8 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area957 sqft
Lot Size2.97 acres
Year Built1940
Stories2
Location
CityChippewa Lake
MunicipalityChippewa Twp
Zip Code49320
CountyMecosta
School DistrictChippewa Hills School District
Construction & Systems
StyleCabin
ConstructionWood Siding
BasementCrawl Space, Partial
Garage2 spaces
HeatingBaseboard, Hot Water
WaterWell
SewerPublic
InteriorGarage Door Opener
Sale & Financing
Listed5/28/2025
Sold Date7/30/2025
Original Price$225,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,551
Tax Year2024
Assessed Value$54,109
Parcel #5403054001000
Source: SparkMLS
Legal Description
SEC 29 T16N R08W GORDON BEACH LOTS 1, 2, & LOT 3 EXC ELY 17 FT M/L THEREOF & SEC 29 T16N R08W ALL THAT PART OF GOVT LOT 4, W OF VILL OF CHIPPEWA LAKE, & S OF HWY EXC E 250 FT THEREOF
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Chris Jane
Chris Jane Sells Houses
Frequently Asked Questions about 10920 Dwight Street, Chippewa Lake, MI 49320
What school district is 10920 Dwight Street, Chippewa Lake, MI 49320 in?
Per MLS# 25025090, this property is served by Chippewa Hills School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 10920 Dwight Street, Chippewa Lake, MI 49320?
Per MLS# 25025090, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25025090, the most recent reported annual property tax for 10920 Dwight Street, Chippewa Lake, MI 49320 is $1,551 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 10920 Dwight Street, Chippewa Lake, MI 49320 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 10920 Dwight Street, Chippewa Lake, MI 49320 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 10920 Dwight Street, Chippewa Lake, MI 49320?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Chippewa Twp police department or the Mecosta County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,291
Principal & interest$1,291
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
1 Gbps
SpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
50 MbpsBrightspeedDSL
40 MbpsPoint Broadband Fiber Holding LLCLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10920 Dwight Street, Chippewa Lake, MI 49320
View full property history →
Get email alerts for new listings near 10920 Dwight Street
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.