Sold
10990 Smiths Creek Road, Memphis, MI
Sold on 10/29/2025 for$350,000
MLS # 20251029281 (Realcomp)
3 beds2 baths1,152 sqftBuilt 19693.62 acres
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Listing Description
Welcome to this move-in ready home set on nearly 4 serene acres, offering both comfort and function. Inside, everything is brand new – including appliances, flooring, carpet, paint, fixtures, furnace, and central air , hot water tank– giving you a fresh start from top to bottom. Newer windows with plenty of natural lighting Almost 1200 sq feet, 3 bedrooms and 1.5 bathrooms, full basement to finish off to your desire. The spacious two-car garage, with a 240 volt outlet for heavy equipment and is complemented by a large pole barn equipped with a mechanical lift, perfect for hobbies, storage, or projects. With its peaceful setting , new landscaping and modern updates throughout, this property is the ideal blend of tranquility and convenience.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,152 sq ft home in Riley Township in Memphis built in 1969.
This home sold for $350,000 (about $304/sq ft).
Annual property taxes run approximately $1,923 ($160/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,152 sqft
Lot Size3.62 acres
Year Built1969
Stories1
Location
CityMemphis
MunicipalityRiley Twp
CountySt. Clair
School DistrictMemphis Community Schools
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorWater Softener/Owned
Sale & Financing
Listed8/21/2025
Sold Date10/28/2025
Terms AcceptedCash, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,923
Parcel #74290254008000
Source: SparkMLS
Legal Description
S 478 FT OF W 330 FT OF SW 1/4 3.62 A SEC 25 T6N R14E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Rhonda Bessette
Realty Executives Home Towne
Frequently Asked Questions about 10990 Smiths Creek Road, Memphis, MI
Which school district serves 10990 Smiths Creek Road, Memphis, MI?
Per MLS# 20251029281, 10990 Smiths Creek Road, Memphis, MI is in the Memphis Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Memphis Community Schools directly to confirm enrollment eligibility.
What financing options are available for 10990 Smiths Creek Road, Memphis, MI?
Per MLS# 20251029281, this listing accepts Cash, FHA, Rural Development, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 10990 Smiths Creek Road, Memphis, MI?
Per public tax records, annual property taxes for this property are $1,923. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 10990 Smiths Creek Road, Memphis, MI is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 10990 Smiths Creek Road, Memphis, MI in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 10990 Smiths Creek Road, Memphis, MI. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 10990 Smiths Creek Road, Memphis, MI?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Riley Twp police department or the St. Clair County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,269
Principal & interest$2,269
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteUnlicensed Fixed WirelessSatelliteLicensed Fixed Wireless
7 providers at this address
XfinityCable
1.2 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
25 MbpsAir AdvantageUnlicensed Fixed Wireless
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10990 Smiths Creek Road, Memphis, MI
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Municipality
Riley Township
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