Sold
10990 Summit Avenue NE, Rockford, MI 49341
Sold on 04/27/2026 for$275,000
MLS # 26010098 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,240 sqftBuilt 19471.2 acres
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Listing Description
Charming 2 Bedroom Home on 1.2 Acres - Near the White Pine Trail. On the market March 20th. More photos coming. This darling 2-bedroom, 1-bath home is sure to please! The home features a spacious kitchen, open-concept floor plan with dining area, and a large living room filled with natural light. The main level also includes two bedrooms, a full bath, and laundry for convenient living. Step outside to your private wooden deck with a hot tub--perfect for entertaining or relaxing after a long day. Additional features include a 2-stall garage with space for parking, a workbench, and a mechanic's trolley. The 1.2-acre property also includes a storage shed, offering potential space for a garden or additional storage. Rockford Schools with Algoma taxes. Enjoy easy access to the White Pine Trail just across the street, ideal for biking, running, or walking. 1 mile from Algoma Fire Department and Township offices. Showings start 3/20/26 Offers will be reviewed 3/28/26
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 1,240 sq ft home built in 1947 sits in Algoma Township in Rockford.
This home sold for $275,000 (about $222/sq ft).
Estimated annual property tax: $2,107, or about $176 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,240 sqft
Lot Size1.2 acres
Year Built1947
Stories1
Location
CityRockford
MunicipalityAlgoma Twp
Zip Code49341
CountyKent
School DistrictRockford
Construction & Systems
StyleRanch
ConstructionVinyl Siding, Wood Siding
BasementCrawl Space, Slab
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorBroadband, Garage Door Opener, Hot Tub Spa, Eat-in Kitchen
Sale & Financing
Listed3/19/2026
Sold Date4/26/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,107
Tax Year2025
State Equalized Value$135,100
Taxable Value$101,732
Assessed Value$99,058
Parcel #410613377001
Source: Public Records
Legal Description
W 264 FT OF N 198 FT OF SE 1/4 SW 1/4 EX PENN RR * SEC 13 T9N R11W 1.20 A.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brynadette Powell
Eggerding Inc., Arthur K.
Frequently Asked Questions about 10990 Summit Avenue NE, Rockford, MI 49341
What school district is 10990 Summit Avenue NE, Rockford, MI 49341 in?
Per MLS# 26010098, this property is served by Rockford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26010098, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26010098, the most recent reported annual property tax for 10990 Summit Avenue NE, Rockford, MI 49341 is $2,107 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 10990 Summit Avenue NE, Rockford, MI 49341 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 10990 Summit Avenue NE, Rockford, MI 49341 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Algoma Twp police department or the Kent County sheriff's office.
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Monthly payment$1,621
Principal & interest$1,621
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10990 Summit Avenue NE, Rockford, MI 49341
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Municipality
Algoma Township
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