Pending
110 Locust Street, Allegan, MI 49010
$184,900
MLS # 26008092 (Michigan Regional Information Center (MichRIC))
2 bathsBuilt 18800.05 acres
1 / 30
Listing Description
Downtown Allegan Investment Opportunity with Income in Place. 110 Locust Street offers a strong mixed-use investment opportunity in Allegan's historic and walkable downtown district. The main level is currently leased to an established insurance agency, providing immediate income and making the sale subject to tenant rights. The building offers additional potential for future improvements or repositioning, including the possibility of upper-level residential units above the commercial space. Located near downtown shops, restaurants, and the Kalamazoo Riverfront, the property benefits from excellent visibility and steady activity within one of Allegan's primary business corridors. Adjacent property at 106 Locust Street is also available, creating an opportunity for investors or developers to expand their footprint and explore a larger downtown redevelopment project.
Source: SparkMLS
About this home
Located in Allegan Township in Allegan, this property offers 2-bath, with original construction dating to 1880.
Asking $184,900.
Property tax estimate: $4,162 per year ($347/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeCommercial Sale
Property SubtypeOffice
Bathrooms2
Lot Size0.05 acres
Year Built1880
Location
CityAllegan
MunicipalityAllegan City
Zip Code49010
CountyAllegan
School DistrictAllegan
Construction & Systems
ConstructionBrick
HeatingForced Air
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Electricity Connected, Cable Connected
InteriorBroadband
Sale & Financing
Listed3/3/2026
Terms AcceptedConventional, Cash
Source: SparkMLS
Tax Information
Annual Tax$4,162
Tax Year2025
Assessed Value$65,780
Parcel #51-205-018-00
Source: SparkMLS
Legal Description
N 22.27' OF S 120.20' OF LOTS 267 & 268 O. P. SEC 28. TAX MAP: 0.05 AC
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Carol L Sneller
Coldwell Banker Sneller Real Estate
Frequently Asked Questions about 110 Locust Street, Allegan, MI 49010
Which school district serves 110 Locust Street, Allegan, MI 49010?
Per MLS# 26008092, 110 Locust Street, Allegan, MI 49010 is in the Allegan boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Allegan directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26008092, this listing accepts Conventional, Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 110 Locust Street, Allegan, MI 49010?
Per public tax records, annual property taxes for this property are $4,162 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 110 Locust Street, Allegan, MI 49010 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 110 Locust Street, Allegan, MI 49010 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 110 Locust Street, Allegan, MI 49010?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Allegan City police department or the Allegan County sheriff's office.
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Monthly payment$1,199
Principal & interest$1,199
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Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
110 Locust Street, Allegan, MI 49010
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Municipality
Allegan Township
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