For Sale
11087 Lake Shore Drive, Berrien Springs, MI 49103
$1,280,000
MLS # 26000234 (Michigan Regional Information Center (MichRIC))
4 beds4 baths3,090 sqftBuilt 20160.5 acres
1 / 58
Listing Description
Experience elevated lakefront living on Lake Chapin in this custom 4-bedroom, 3½-bath residence offering 92 feet of private frontage. Thoughtfully designed for both everyday comfort and refined entertaining, the main level showcases a dramatic living room with vaulted ceilings and a gas fireplace, a chef-inspired kitchen with custom cabinetry, quartz countertops, and stainless-steel appliances, and a dining area with folding glass doors that open to a screened porch overlooking the water. The main-floor primary suite serves as a private retreat, complete with a walk-in closet and spa-like bath. The walkout lower level expands the living space with a generous family room, kitchenette with wet bar, and three additional bedrooms, including an en-suite and a Jack-and-Jill bath with separate sink areas. Recent updates include fresh paint, new gutters with toppers, a sealed driveway, and refreshed landscaping—delivering effortless, move-in-ready lake living.
Source: SparkMLS
About this home
Located in Oronoko Township in Berrien Springs, this property offers 4-bedroom, 4-bath, 3,090 sq ft, with original construction dating to 2016.
Asking $1,280,000 (about $414/sq ft).
Annual property taxes run approximately $17,637 ($1,470/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,200 Mbps across 6 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area3,090 sqft
Lot Size0.5 acres
Year Built2016
Stories2
Location
CityBerrien Springs
MunicipalityOronoko Twp
Zip Code49103
CountyBerrien
School DistrictBerrien Springs
Construction & Systems
StyleContemporary
ConstructionWood Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPrivate Water
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Garage Door Opener, Wet Bar, Center Island, Pantry
Sale & Financing
Listed1/3/2026
Original Price$1,300,000
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$700 / Quarterly
IncludesWater, Trash, Snow Removal, Sewer
Source: SparkMLS
Tax Information
Annual Tax$17,637
Tax Year2024
Assessed Value$412,992
Parcel #11-15-4600-0004-00-8
Source: SparkMLS
Legal Description
UNIT 4 LAKE CHAPIN SHORES LIBER 252 PAGE 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Daniel Graffenius
Century 21 Affiliated
Frequently Asked Questions about 11087 Lake Shore Drive, Berrien Springs, MI 49103
What school district is 11087 Lake Shore Drive, Berrien Springs, MI 49103 in?
Per MLS# 26000234, this property is served by Berrien Springs. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 11087 Lake Shore Drive, Berrien Springs, MI 49103?
Per MLS# 26000234, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26000234, the most recent reported annual property tax for 11087 Lake Shore Drive, Berrien Springs, MI 49103 is $17,637 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 11087 Lake Shore Drive, Berrien Springs, MI 49103 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 11087 Lake Shore Drive, Berrien Springs, MI 49103 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 11087 Lake Shore Drive, Berrien Springs, MI 49103?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.2 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Oronoko Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$8,535
Principal & interest$8,302
HOA$233
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberLicensed Fixed WirelessGSO SatelliteSatellite
6 providers at this address
XfinityCable
1.2 Gbps1 Gbps
VerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
11087 Lake Shore Drive, Berrien Springs, MI 49103
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Municipality
Oronoko Township
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