For Sale
11094 Harbor Drive, Three Rivers, MI 49093
$1,500,000
MLS # 26023496 (Michigan Regional Information Center (MichRIC))
5 beds3 baths2,670 sqftBuilt 20030.32 acres
1 / 40
Listing Description
This 5-BD, 2.5-BA, 2,760-square-foot, one-owner, immaculately kept custom home on .32 acre with 120 feet of Corey Lake waterfront is move-in ready with furniture, furnishings, & '88 Ski Nautique, fishing boat & trailers. Prime location on south side of 640-acre all-sports lake offers spectacular sunrise and sunset views. Corey Lake is All Sports, Spring Fed, large natural areas, low traffic, great fishing, memory-making. Sandy beach, seawall, dock & lift, on level lot. Main level: living area with fireplace, panoramic views; kitchen/dining area with built-in shelves, access to screened porch; primary BD with vaulted ceiling and walk-in closets; BD / office; laundry; BA; powder room. Hardwood floors, Whole house Generator. Upstairs: landing with seating area; 3 BD; 1 BA. Storage above garage could be converted to bunk room. 2 car atch. garage, columned streetside entrance. Backlot on channel with 30x30 pole barn with electric & commercial safe, covered boat house available for $100k
Source: SparkMLS
About this home
5-bedroom, 3-bath, 2,670 sq ft home in Three Rivers built in 2003.
Listed at $1,500,000 (about $562/sq ft).
Annual property taxes run approximately $7,352 ($613/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Living Area2,670 sqft
Lot Size0.32 acres
Year Built2003
Stories2
Location
CityThree Rivers
MunicipalityFabius Twp
Zip Code49093
CountySt. Joseph
School DistrictThree Rivers
Construction & Systems
StyleContemporary
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s)
Sale & Financing
Listed6/16/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$7,352
Tax Year2025
Assessed Value$284,135
Parcel #75-004-330-026-00
Source: SparkMLS
Legal Description
LOTS 26 & 27 SANDY HARBOR SEC 29 T6S R12W (COMB W/004-330-027-00 FEB/03)
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Paul DeLano
Lake Life Realty
Frequently Asked Questions about 11094 Harbor Drive, Three Rivers, MI 49093
What school district is 11094 Harbor Drive, Three Rivers, MI 49093 in?
Per MLS# 26023496, this property is served by Three Rivers. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 11094 Harbor Drive, Three Rivers, MI 49093?
Per MLS# 26023496, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26023496, the most recent reported annual property tax for 11094 Harbor Drive, Three Rivers, MI 49093 is $7,352 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 11094 Harbor Drive, Three Rivers, MI 49093 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 11094 Harbor Drive, Three Rivers, MI 49093 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Fabius Twp police department or the St. Joseph County sheriff's office.
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Mortgage Calculator
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Monthly payment$9,729
Principal & interest$9,729
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
11094 Harbor Drive, Three Rivers, MI 49093
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