For Sale
112 W Madison Avenue, Suttons Bay, MI 49682
$149,000
MLS # 1944465 (Northern Great Lakes REALTORS® MLS)
0.12 acres
1 / 17
Listing Description
Seize this rare opportunity to own a lot just steps from all that downtown Suttons Bay has to offer—an ideal location for building your dream home in the Village. Enjoy easy access to a vibrant community filled with charming shops, art galleries, acclaimed restaurants, tasting rooms, and "The Bay" historical theater. Outdoor recreation is just around the corner: the TART Trail, which connects Suttons Bay to Traverse City, is only 2.5 blocks from your future doorstep. Nearby, Herman Park and St. Mary’s Park offer tennis, pickleball, and basketball courts. Stroll to the library, or spend your days sunbathing, swimming, boating, kayaking, or paddleboarding at local beaches and the Suttons Bay Marina. Floor plans have been designed for the lot, featuring a 4-bedroom, 2.5-bath home, including a main-floor primary bedroom and bath, covered porches, and a garage. Plans are included in purchase price—please inquire for more details. Zoned Central Residential. Deed restrictions prohibit short-term rentals and require that the structure be owner-occupied.
Source: SparkMLS
About this home
Asking $149,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeLand
Bathrooms0
Lot Size0.12 acres
Location
CitySuttons Bay
MunicipalitySuttons Bay
Zip Code49682
CountyLeelanau
Sale & Financing
Listed4/29/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Heather Dziedzic
Schaub Team Premier Realty
Frequently Asked Questions about 112 W Madison Avenue, Suttons Bay, MI 49682
What financing options are available for 112 W Madison Avenue, Suttons Bay, MI 49682?
Per MLS# 1944465, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 112 W Madison Avenue, Suttons Bay, MI 49682 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 112 W Madison Avenue, Suttons Bay, MI 49682 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Suttons Bay police department or the Leelanau County sheriff's office.
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Monthly payment$966
Principal & interest$966
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
112 W Madison Avenue, Suttons Bay, MI 49682
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Municipality
Suttons Bay Village
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