Sold
11200 W Shore Drive, Houghton Lake, MI 48629
Sold on 06/26/2026 for$286,000
MLS # 26024152 (Michigan Regional Information Center (MichRIC))
2 beds1 bath864 sqftBuilt 19650.29 acres
1 / 24
Listing Description
Escape to Michigan's largest inland lake with this charming 2-bed, 1-bath year round home or Up North getaway! Offering 864 sq. ft. of cozy, low-maintenance living, with 100 feet of private channel Frontage, with new seawall to park your boat right out your front door! This rare setup gives you the best of both worlds: stunning lake views and safe, protected deep-water to dock your boat and jet skis away from rough waves. Spend your days boating, fishing, or snowmobiling right from your back door. Whether you want a personal summer getaway, a cozy winter haven for Tip-Up-Town, or an investment property, this gem is ready for summer memories. Schedule your tour today!
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 864 sq ft home built in 1965 sits in Houghton Lake.
Final sale price: $286,000 (about $331/sq ft).
Property tax estimate: $1,570 per year ($131/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area864 sqft
Lot Size0.29 acres
Year Built1965
Stories1
Location
CityHoughton Lake
MunicipalityLake Twp
Zip Code48629
CountyRoscommon
School DistrictHoughton Lake
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
HeatingBaseboard
WaterWell
SewerPublic
UtilitiesNatural Gas Connected
InteriorEat-in Kitchen
Sale & Financing
Listed5/21/2026
Sold Date6/25/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,570
Tax Year2025
State Equalized Value$94,100
Assessed Value$62,535
Parcel #006-021-016-0140
Source: Public Records
Legal Description
L-1042 P-2356 (L-994P-1870&L-595P-266) 234 PART OF SE1/4 OF SE1/4 SEC 21 & PART OF GOVT LOT 2 SEC 22 T23N R4W COM AT INT OF N R/W POINT VIEW AVE WITH NELY R/W CO RDTH N44DEGW ON R/W 200 FT TH E 30 FT FOR POB TH N 85 FT TH E 100 FT TH S 85
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cynthia D Holliday
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Frequently Asked Questions about 11200 W Shore Drive, Houghton Lake, MI 48629
Which school district serves 11200 W Shore Drive, Houghton Lake, MI 48629?
Per MLS# 26024152, 11200 W Shore Drive, Houghton Lake, MI 48629 is in the Houghton Lake boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Houghton Lake directly to confirm enrollment eligibility.
What financing options are available for 11200 W Shore Drive, Houghton Lake, MI 48629?
Per MLS# 26024152, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 11200 W Shore Drive, Houghton Lake, MI 48629?
Per public tax records, annual property taxes for this property are $1,570 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 11200 W Shore Drive, Houghton Lake, MI 48629 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 11200 W Shore Drive, Houghton Lake, MI 48629 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 11200 W Shore Drive, Houghton Lake, MI 48629?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Lake Twp police department or the Roscommon County sheriff's office.
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Monthly payment$1,946
Principal & interest$1,946
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
11200 W Shore Drive, Houghton Lake, MI 48629
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