For Sale
11245 Cedar Road, Lake, MI 48632
$315,000
MLS # 20261039621 (Realcomp)
3 beds2 baths1,794 sqftBuilt 199610 acres
1 / 46
Listing Description
Northern Michigan Retreat on 10 Wooded Acres!Pride of ownership shines throughout this well-maintained, one-owner home nestled on 10 beautiful wooded acres in the heart of Northern Michigan. Offering 3 spacious bedrooms and 2 full baths, this property provides the perfect blend of comfort, privacy, and outdoor recreation.The home features a walkout basement with a partially finished lower level, providing additional living space and endless possibilities. Recent updates include new windows installed in 2025, a new roof in 2016, and added spray foam insulation in 2016 for enhanced energy efficiency. Stay warm and cozy with the supplemental wood-burning heat source during Michigan's colder months.Outside, you'll find a detached 2-car garage and plenty of room to enjoy nature right from your own backyard. Most furnishings will remain with the home, making this a truly move-in-ready opportunity.Conveniently located near the Muskegon River, enjoy world-class fishing, kayaking, and year-round outdoor recreation. Whether you're seeking a full-time residence, vacation getaway, or recreational property, this Northern Michigan gem offers the peaceful lifestyle you've been searching for.Don't miss your chance to own this private woodland retreat!
Source: SparkMLS
About this home
Located in Lake, this property offers 3-bedroom, 2-bath, 1,794 sq ft, with original construction dating to 1996.
Listed at $315,000 (about $176/sq ft).
Annual property taxes run approximately $1,747 ($146/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,794 sqft
Lot Size10 acres
Year Built1996
Stories2
Location
CityLake
MunicipalityFreeman Twp
Zip Code48632
CountyClare
School DistrictFarwell
Construction & Systems
ConstructionVinyl Siding
BasementWalk-Out Access, Daylight, Partial
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Partially Finished
Sale & Financing
Listed5/29/2026
Original Price$325,000
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,747
Parcel #00901840013
Source: SparkMLS
Legal Description
T18N R6W SEC 18 11245 W CEDAR RD W 1/2 OF W 1/2 OF N 1/2 OF NE 1/4 OF SE 1/4 AND E 1/2 OF W 1/2 OF N 1/2 OF NE 1/4 OF SE 1/4. COMBINED ON 01/23/2019 FROM 009-018-400-09, 009-018-400-10;
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brian McFarlin
Tremaine Real Estate
Frequently Asked Questions about 11245 Cedar Road, Lake, MI 48632
Which school district serves 11245 Cedar Road, Lake, MI 48632?
Per MLS# 20261039621, 11245 Cedar Road, Lake, MI 48632 is in the Farwell boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Farwell directly to confirm enrollment eligibility.
What financing options are available for 11245 Cedar Road, Lake, MI 48632?
Per MLS# 20261039621, this listing accepts Cash, Conventional, FHA, Rural Development, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 11245 Cedar Road, Lake, MI 48632?
Per public tax records, annual property taxes for this property are $1,747. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 11245 Cedar Road, Lake, MI 48632 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 11245 Cedar Road, Lake, MI 48632 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 11245 Cedar Road, Lake, MI 48632?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Freeman Twp police department or the Clare County sheriff's office.
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Monthly payment$2,043
Principal & interest$2,043
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
11245 Cedar Road, Lake, MI 48632
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