Sold
113 N Prospect Street, Belding, MI 48809
Sold on 05/22/2026 for$245,200
MLS # 26016617 (Michigan Regional Information Center (MichRIC))
1 bed1 bath1,314 sqftBuilt 19000.2 acres
1 / 51
Listing Description
Well-maintained and move-in ready, this 4-bedroom, 2-bath two-story home has been freshly painted throughout the interior, giving it a clean, updated feel the moment you walk in. Previously remodeled, this home still benefits from major updates completed over the years, including siding paint, drywall, electrical panel, roofing (garage under 5 years at the time of update), insulation, furnace and AC, water heater, windows, fixtures, and a fully updated kitchen and both bathrooms. The big-ticket items are already handled--you just move in and make it yours. The layout offers a spacious living area that flows into a formal dining space, plus a main floor bedroom or office and a full bath on the main level. Upstairs features additional bedrooms and another full bath, giving plenty of flexibility for families, guests, or work-from-home setups.
Source: SparkMLS
About this home
Located in Belding in Belding, this property offers 1-bedroom, 1-bath, 1,314 sq ft, with original construction dating to 1900.
Final sale price: $245,200 (about $187/sq ft).
Annual property taxes run approximately $2,470 ($206/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms1
Bathrooms1
Living Area1,314 sqft
Lot Size0.2 acres
Year Built1900
Stories1
Location
CityBelding
MunicipalityBelding City
Zip Code48809
CountyIonia
School DistrictBelding
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull, Michigan Basement
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Cable Available, Natural Gas Connected
InteriorBroadband
Sale & Financing
Listed4/19/2026
Sold Date5/21/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,470
Tax Year2025
Assessed Value$59,302
Parcel #402-140-000-025-00
Source: SparkMLS
Legal Description
CITY OF BELDING LUTHER ADDN LOT 30
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Scott Grondman
Bellabay Realty (SW)
Frequently Asked Questions about 113 N Prospect Street, Belding, MI 48809
Which school district serves 113 N Prospect Street, Belding, MI 48809?
Per MLS# 26016617, 113 N Prospect Street, Belding, MI 48809 is in the Belding boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Belding directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26016617, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 113 N Prospect Street, Belding, MI 48809?
Per public tax records, annual property taxes for this property are $2,470 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 113 N Prospect Street, Belding, MI 48809 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 113 N Prospect Street, Belding, MI 48809 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 113 N Prospect Street, Belding, MI 48809?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Belding City police department or the Ionia County sheriff's office.
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Monthly payment$1,524
Principal & interest$1,524
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
113 N Prospect Street, Belding, MI 48809
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Municipality
Belding
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