Sold
11396 Birch Street, Chippewa Lake, MI 49320
Sold on 11/14/2025 for$160,000
MLS # 25050310 (Michigan Regional Information Center (MichRIC))
2 beds1 bath800 sqftBuilt 19730.19 acres
1 / 21
Listing Description
''Life is Good on the Lake!'' This cozy 2-bedroom, 1-bath year-round home offers the perfect mix of peace, play, and potential with private channel frontage and dock on All-Sports Chippewa Lake—one of Michigan's largest inland lakes at approx. 800 acres. Enjoy the tranquility of the channel while having easy access to all the boating, skiing, and fishing fun the main lake offers! Step inside to an open, inviting living area with panoramic views of the water, making it the ideal spot to relax and watch the wildlife year-round. The home features updated windows, a newer metal roof, natural gas, and main floor laundry hookups with both gas and electric options. The 2-stall garage offers space for your lake toys, workshop, or extra storage. Outside, thoughtfully planted foliage creates a private, outdoor escape, perfect for quiet mornings or lakeside evenings. The property needs a few finishing touches, but with so much already in place, it's a fantastic opportunity to make it your own.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 800 sq ft home built in 1973 sits in Chippewa Lake.
Closed at $160,000 (about $200/sq ft).
Annual property taxes run approximately $1,433 ($119/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Homeworks Tri-County Electric Cooperative; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area800 sqft
Lot Size0.19 acres
Year Built1973
Stories1
Location
CityChippewa Lake
MunicipalityChippewa Twp
Zip Code49320
CountyMecosta
School DistrictChippewa Hills School District
Construction & Systems
StyleRanch
ConstructionAluminum Siding
BasementCrawl Space
Garage2 spaces
HeatingWall Furnace
WaterWell
SewerSeptic Tank
Sale & Financing
Listed9/30/2025
Sold Date11/13/2025
Terms AcceptedCash
Source: SparkMLS
Tax Information
Annual Tax$1,433
Tax Year2024
Assessed Value$32,124
Parcel #5403-049-073-000
Source: SparkMLS
Legal Description
SEC 30 T16N R08W CHIPPEWA LAKE MANOR #2 LOT 73
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tricia Wirth
Results Real Estate LLC
Frequently Asked Questions about 11396 Birch Street, Chippewa Lake, MI 49320
Which school district serves 11396 Birch Street, Chippewa Lake, MI 49320?
Per MLS# 25050310, 11396 Birch Street, Chippewa Lake, MI 49320 is in the Chippewa Hills School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Chippewa Hills School District directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25050310, this listing accepts Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 11396 Birch Street, Chippewa Lake, MI 49320?
Per public tax records, annual property taxes for this property are $1,433 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 11396 Birch Street, Chippewa Lake, MI 49320 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 11396 Birch Street, Chippewa Lake, MI 49320 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 11396 Birch Street, Chippewa Lake, MI 49320. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 11396 Birch Street, Chippewa Lake, MI 49320?
Per Michigan Public Service Commission service territory data: Electric: Homeworks Tri-County Electric Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Chippewa Twp police department or the Mecosta County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,102
Principal & interest$1,102
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
HomeWorks ConnectFiber
1 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
50 MbpsBrightspeedDSL
0 MbpsPoint Broadband Fiber Holding LLCLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Homeworks Tri-County Electric Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
11396 Birch Street, Chippewa Lake, MI 49320
View full property history →
Get email alerts for new listings near 11396 Birch Street
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.